sgusers5的部落格

Source: The Day, New London, Conn.儲存Oct. 26--WILLIMANTIC -- The acquisition of Newport Bancorp. led to widening financial losses at SI Financial Group Inc., parent of the Savings Institute Bank & Trust, in the latest quarter.The Willimantic-based bank reported after the market closed Thursday a profit miss of $1.7 million during the third quarter of the year, $1 million more than for the same period last year. The loss amounted to 17 cents for each share of stock, compared with a 7-cent loss during last year's third quarter.Much of the before-taxes loss in the quarter, $1.3 million, was attributable to Savings Institute's decision to purchase the Rhode Island-based community bank. The Newport Fed acquisition has cost the bank $2.2 million so far this year."We welcome our new customers and shareholders as a result of our successful acquisition and integration of Newport Bancorp," Rheo A. Brouillard, president and chief executive officer of Savings Institute, said in a statement. "We are eager to focus our efforts on servicing our new and existing customers and to pursue opportunities in our expanded market within Rhode Island,"Savings Institue said its profit miss 迷你倉o far this year has been $1.9 million, or 19 cents a share. This compared to a profit of $373,000, or 4 cents a share, through the same period last year.Despite the losses, the bank reported that profits related to interest income were on the rise in the third quarter, up by almost $600,000 from a year ago. The increase was related to higher loan balances, the bank said.Savings Institute said both its provision for loan losses and nonperforming loans were down so far this year, a positive trend after losses mounted following the financial crisis.The bank said it also recorded a loss of $922,000 in the third quarter related to the sale of collateralized debt and mortgage-backed securities that had turned sour. A decline in mortgages also accounted for part of the profit miss.Total assets of the bank, now put at $1.37 billion, saw a rise of $415.4 million since the first of the year, mostly because of the Newport Fed acqusition. Liabilities also saw a major uptick of $388.4 million to $1.22 billion.l.howard@theday.comCopyright: ___ (c)2013 The Day (New London, Conn.) Visit The Day (New London, Conn.) at .theday.com Distributed by MCT Information Servicesself storage

mini storage epaper.ynet.com/html/2013-10/27/content_19208.htm?div=-1...東北長白山一帶的新鮮生曬參今年價格暴漲翻番攝影/本報記者　劉慎良 袋中的生曬參目前價格是每斤400多元 野山參須經嚴格認證才能銷售 ...self storage

美國黑人演員布朗狀告紐約梅西百貨種族歧視，迷你倉有30億美元（234億港元）身家的美國女名嘴奧花雲費（Oprah Winfrey圖）早前亦因膚色，在瑞士一間名店受盡白眼，女店員指她買不起3.5萬瑞士法郎（29.4萬港元）的名牌手袋，引起軒然大波。五度被封為世界最有權力名人的奧花雲費，今年7月到瑞士蘇黎世名店Trois Pommes購物，看中T儲存倉m Ford「Jennifer」鱷魚皮手袋，約值29.4萬港元，要求店員拿給她看看，但店員指手袋太貴，奧花雲費買不起。奧花雲費事後忍氣吞聲，一個月後才在美國電視節目中吐盡烏氣，指遭瑞士名店歧視。名店老闆娘格茨隨後立即為事件道歉，指事件純屬言語間的誤會，和種族歧視完全無關。瑞士旅遊局亦代表瑞士旅遊界致歉，希望奧花雲費重遊瑞士。《蘋果》資料室迷你倉最平

Source: The Atlanta Journal-ConstitutionOct.文件倉 26--CHARLOTTESVILLE, Va. -- On a field that has offered repeated helpings of heartache, perhaps Georgia Tech was due some payback.The final numbers on the Yellow Jackets' Saturday afternoon at Scott Stadium -- five turnovers, nine penalties, 376 passing yards allowed. The scoreboard, though, offered solace: a 35-25 win over Virginia.A week after appearing virtually unstoppable against Syracuse, the Jackets at times looked entirely stoppable against the Cavaliers. However, they rose to the occasion just enough times to claim only their second win at Scott Stadium in their past 11 trips, a stretch of games where moments of truth have mostly been colored blue and orange.Or, it could also be stated, Tech won for the second time in coach Paul Johnson's three visits to Charlottesville."I think the thing that impressed me the most with our team is we kept fighting back," B-back David Sims said. "We kept bouncing back. We put the defense in a bad position, and they kept answering the bell."After winning three in a row and then losing the next three, Tech won its second game in a row to improve to 5-3 overall and 4-2 in the ACC. The Jackets can secure their 17th consecutive bowl appearance with a win Saturday at home against Pittsburgh.The five turnovers were a high for a Johnson-coached team at Tech. Thought to have perhaps turned a corner after a one-turnover, zero-penalty game against Syracuse, the Jackets reverted to some of their vices -- lack of focus and poor ball security. Tech turned the ball over four times in the first half alone and started the second half with an interception for five turnovers in its first eight possessions.In the three-game losing streak, Tech gave the ball away eight times."I don't know if maybe (after) that first drive they thought it was going to be easy or we lost concentration, but shortly thereafter, we started laying that thing on the ground like a hot potato," Johnson said. "It's one thing when they're knocking 'em out, it's another thing when you're just dropping (the ball)."Depending on your perspective, Virginia either squandered those bonus possessions with questionable play-calling or was bested by Tech's defense.Off those turnovers, the Cavaliers lost the ball on downs, went three-and-out two times in a row, c存倉uldn't get the ball in the end zone from the 1-yard line on the final play of the first half and punted."When the offense turns over the ball like that, we just look at it as another opportunity to go out there and try to shut 'em out," said defensive back Jemea Thomas, who made a career-high 15 tackles, 12 of them solo.Following the fifth turnover, at which point the Jackets somehow led 14-10, the Tech offense finally found its stride. B-back Zach Laskey led a five-play, 62-yard touchdown drive for a 21-10 lead with 4:54 left in the third quarter. Laskey lowered his head for all 62 yards, including a 4-yard carry behind a decisive block by right tackle Chase Roberts.Virginia answered with a 12-play, 88-yard possession that was extended by a roughing-the-kicker penalty on a punt, finishing it with a 5-yard touchdown pass from quarterback David Watford to wide receiver Darius Jennings. The score brought back the Cavaliers to 21-17.Tech returned fire, this time as A-back Robert Godhigh took an option pitch from quarterback Vad Lee and followed his blocks 65 yards into the end zone.Said Godhigh, owner of one of the lost fumbles, "It was a big relief, trying to get a big play to swing the momentum and get the offense going in the right direction."Two Virginia possessions later, with the Tech defense wearing down, the Cavaliers closed to 28-25 on a 69-yard drive that consisted of 12 plays and included one sack.Only 3:23 remained, and the Virginia comeback may have appeared hauntingly familiar to Tech fans who have come to expect the worst in Charlottesville.However, Godhigh and Lee provided again, this time on a gutsy play-action pass that went 38 yards and flipped the field. Sims finished off Virginia for good with a 29-yard touchdown run through the left side for the final 35-25 score.In their three-game losing streak, Tech gave away the games with mistakes and missed opportunities. On Saturday, against an admittedly weaker opponent, the Jackets created their path to a win."It was kind of a crazy game," Johnson said. "All the turnovers and penalties, and I have to give the kids credit: They found a way to win."Copyright: ___ (c)2013 The Atlanta Journal-Constitution (Atlanta, Ga.) Visit The Atlanta Journal-Constitution (Atlanta, Ga.) at .ajc.com Distributed by MCT Information Services儲存

【明報專訊】創興銀行（1111）前日尾市因為「賣盤」好事近的消息出現抽升超過7%後，儲存倉昨早連同母公司廖創興企業（0194）申請停牌，以待根據香港公司收購及合併守則發布公告。同時，較早前披露有第三者洽購的永亨銀行（0302），獲新加坡華僑銀行垂青，將加入競購。不過，論股價表現，反而是未有公布併購消息的大新銀行（2356）跑出，股價大升逾10%，收報15.7 元，表現反而跑贏其他香港銀行股。持股重慶銀行將上市大新�逾一成正洽購創興銀行的越秀企業（集團），其發言人昨日回覆本迷你倉最平查詢時指出，現時只是市場猜測，公司不願置評，並且籲記者等待銀行相關公告。創興銀行總經理財務及資金管理處主管陳凱傑稱，他未清楚情�，股東方面仍然在洽商中，他亦未知道銀行方面會否在昨日或今日刊發公告交代。至於永亨方面，外電包括路透及彭博均指出，華僑銀行有意競購永亨，並且引述消息指出，包括中國農業銀行（1288）、澳新銀行及新加坡大華銀行，均為潛在的競購者。反而沒有任何併購消息的大新銀行，其受惠於有份持股的重慶銀行將於今天起開始招股，昨日股價大升10.2%，收報15.7 元。迷你倉

中國央行近日表示，儲存已與美國聯邦存款保險公司簽署諒解備忘錄，加強雙方在金融服務、存款人保護、跨境金融機構處置、危機管理和全球金融穩定政策領域的信息共享、對話交流與政策協作。存款保險制度被視為完成存款利率市場化必要配套措施。市場相信央行發表該消息，或將助推中國存款保險制度的盡快落地。刊登在央行網站的新聞稿表示，早在二○○七年八月，中國央行已與美國聯邦存款保險公司就金融服務、存款保險、促進銀行業穩健經營、開展人員交流與培訓以及信息經驗交流等相關領域簽署諒解備忘錄。而此次再次簽署諒解備忘錄，將有助於新形勢下雙方進一步深化在存款保險和迷你倉融穩定等相關領域的交流與合作。央行七月實質性地推動了利率市場化，全面放開貸款利率，中國利率市場化僅差存款利率的放開。而存款利率的放開，存款保險制度的設立是一個基礎。銀行業界認為，中國的存款保險制度剛開始可能會弱化監管的功能，慢慢過渡到行使一定的監管權力。同時，有機構也預計，中國的存款保險制度可能會具有強制性，會設立存款保險保額上限，預計在15萬至20萬之間，同時費率可能會由統一費率過渡到差異化費率。海通證券報告認為，中國未來推出的存款保險制度需要考慮包括銀行體系集中度、存款保險機構與現行監管部門的協調合作和道德風險的三方面問題。儲存倉

楚天都市報訊 2013年，迷你倉為隆重慶祝人民幣發行65周年，首次以雙面值、四連體的形式發行《第一二三套人民幣紀念大全》。收錄了全套84個版別，共336枚鈔券，特別包含第一套市值250萬的牧馬圖，市值85萬元的蒙古包，還有市值65萬的瞻德城；第二套價值20萬的大黑十；第三套市值6萬的背綠水印一角，首發價僅需3980元，便可將總價值650多萬的《第一二三套人民幣紀念大全》收入麾下，財富機會不容錯過！鈔券防偽技術：在驗鈔燈下，可清晰見中國人民銀行防偽水印65年來只此一套！價值650萬元的“第一二三套人民幣”強勢回歸，直接將老闆錢幣收藏一網打盡，將再續升值傳奇!【搶佔“第一”的藏品價值無疑都是巨大的，第一次發行的一二三套人民幣紀念大全，未來超越整版漲到149萬元天價的第一枚生肖猴票，指日可待！】《第一二三套人民幣紀念大全》，是人民幣與電話卡第一次的大融合，是第一次出現的雙面值人民幣紀念藏品，第一次雙面印刷的人民幣紀念藏品，第一次以四連體的形式出現的老版人民幣紀念大全套……如此�多的第一，預示這套藏品未來將是一筆巨大的財富金礦！【幣王領漲勢不可擋，一套幣王280萬+二套幣王20萬元+三套幣王6萬元，囊括全部三套“幣王”的紀念大全，將是一筆巨大的財富！】2012年6月廣州嘉德拍賣會，第一套人民幣幣王“壹萬圓牧馬圖”，以280萬天價成交！單一枚幣王升值如此迅猛，包含全部幣王的“第一二三套人民幣紀念大全”，如此�多的珍稀幣種首次集齊，極為難得，是全部收藏一二三套人民幣“幣王”的唯一機會，這筆未來的百萬財富不容錯過！【專家表示：雙連體升值100倍，三連體升值300倍，《第一二三套人民幣紀念大全》枚枚都是四連體！將來有望升值400倍！巨大財富怎能錯過！】中國人民銀行2000發行的一枚千禧雙龍連體鈔，也是雙面值，共200元，目前市場價值2萬8千元，升值140倍；一枚2008年發行的澳門三連體，三面值共30元，目前市場文件倉1萬1千元，升值367倍！首次發行的《第一二三套人民幣紀念大全》，枚枚都是珍貴的四連體，將有望取代甚至超越原幣的價值！就按雙面值兩連體千禧龍鈔10年100倍的升值速度，保守估計一年有望上漲10倍！按400倍算，就是120萬！不久的將來將以其至高規格，搶佔人民幣收藏市場的巔峰，價值堪比一座財富金礦！全國發行公告為紀念人民幣發行65周年,《第一二三套人民幣紀念大全》，由中國錢幣研究會權威鑒定，中國鐵通榮譽發行，中國鐵通315防偽查詢，全球限量發行1萬套。訂購成功贈送3360元的電話費。國家限定首發價：3980元/套。我省唯一發行地址：湖北日報楚天傳媒大廈一樓（武昌區東湖路181號）訂購專線：027-63327888　　　　　　　　　　　　　　　　　　　　　　　　　　51835817　　　　　　　　鄭重提示：本次發行無其他渠道，請在以下發行地址購買，請勿相信電話銷售等虛假信息，謹防假冒！（全省免費配送，貨到付款）火爆現場！專家表示：老版人民首次以四連體的形式發行，前所未有，如同一座“錢幣博物館”，藏到一套就是財富寶藏！北京王先生：【以前錯過了第一二三套人民幣，現在決不能再錯過這套紀念大全，聽說過沒見過的天價人民幣，終於有機會收藏了！】現在原幣都是天價，光第一套就值6百萬了！一般人可收藏不到！這次發行的人民幣紀念大全，三套全都是雙面值、四連體！才3980元。太超值了！配上我收藏的第四第五套人民幣，人民幣藏品我可全收齊了！以我的經驗，等發行結束，至少升值3到5倍吧！發行工作人員：【整個發行量全國僅有1萬套！發行一開始，就供不應求！】第一二三套人民幣全部84個版別全部集齊了，這麼高端的人民幣藏品，很多都是大家聽說過，但沒見過的珍品、極品！由於發行現場過於火爆，我們經過協商之後決定改變發行方式，通過平面媒體公開發行，送貨上門，這樣做是為了更廣大的群�能夠收藏得到這筆巨大的財富！全國發行僅有1萬套，收藏要趁早！存倉

NEW YORK, Oct.self storage 25, 2013 /PRNewswire/ -- Verizon Communications Inc. today announced that its subsidiary, Verizon Delaware LLC, will redeem the entire outstanding principal amount of its $20,000,000 7% Debentures, due December 1, 2023 (CUSIP 252759 AP0) (the "Delaware Securities"), and its subsidiary, Verizon New York Inc., will redeem the entire outstanding principal amount of its $200,000,000 7% Debentures, due December 1, 2033 (CUSIP 650094 CB9) (the "New York Securities" and, collectively with the Delaware Securities, the "Securities"). The redemption date for each series of Securities will be December 1, 2013 (the "Redemption Date").The redemption price for each series of Securities will be equal to 100% of the principal amount of the Securities of that series, plus accrued and unpaid interest to the Redemption Date, and will be payable on the Redemption Date. Interest will cease to accrue on and after the Redemption Date with respect to each series of Securities.The name and address of the paying agent for the redemptions is:By Mail By Courier By Hand ------- ---------- -------U.S. Bank U.S. Bank U.S. BankCorporate Trust Services Corporate Trust Corporate Trust Services ServicesAttn: Registered Payments 60 Livingston Avenue 100 Wall StreetEP-MN-WS2迷你倉 1st Fl - Bond Drop Window Suite 160060 Livingston Avenue St Paul, MN 55107-2292 New York, NY 10005St. Paul, MN 55107-2292Verizon Communications Inc. , headquartered in New York, is a global leader in delivering broadband and other wireless and wireline communications services to consumer, business, government and wholesale customers. Verizon Wireless operates America's most reliable wireless network, with more than 101 million retail connections nationwide. Verizon also provides converged communications, information and entertainment services over America's most advanced fiber-optic network, and delivers integrated business solutions to customers in more than 150 countries. A Dow 30 company with nearly $116 billion in 2012 revenues, Verizon employs a diverse workforce of 178,300. For more information, visit .verizon.com.VERIZON'S ONLINE NEWS CENTER: Verizon news releases, executive speeches and biographies, media contacts and other information are available at Verizon's online News Center at newscenter.verizon.com. The news releases are available through an RSS feed. To subscribe, visit newscenter.verizon.com/corporate/feeds.Verizon Communications Inc.CONTACT: Media, Bob Varettoni, 908-559-6388,robert.a.varettoni@verizon.comWeb site: .verizon.com/Company News On-Call: .prnewswire.com/comp/094251.htmlmini storage

【記者李嘉祥/台南報導】台灣高鐵與國際珍古德教育及保育協會合作舉辦「珍愛台灣寶貝」系列活動，迷你倉最平國際珍古德協會「根與芽小組」-台南市仁德區虎山國小學童昨天到台南高鐵站，以可愛青蛙裝扮發送「珍愛台灣寶貝」明信片，邀請旅客與台灣高鐵一起愛護土地、關懷自然，吸引眾多搭車旅客索取。 虎山國小根與芽小組學童裝扮成可愛模樣的青蛙穿梭在高鐵台南站大廳，分送「珍愛台灣寶貝」明信片給進出旅客。虎山國小校長林勇成，去年珍古德迷你倉士訪台時與虎山國小合作成立「根與芽學校」，共同關心環境、動物與社區，此次參與高鐵台南站活動，除讓學童認識高鐵站，也增加與旅客互動經驗。 高鐵台南站表示，「珍愛台灣寶貝」明信片有八款不同造型，以動物及自然為主題，全為宜蘭特殊教育學校身心障礙慢飛天使紀鷗集作品，透過真誠生動筆觸記錄對自然環境的關愛，即起至十一月十九日，在車站服務台資訊架也提供三千套明信片供旅客自由索取，期望喚起社會對台灣自然生態的關懷。 儲存

mini storage 政府宣布點心商必須簽署責任承諾書，削減產品的飽和脂肪含量。雀巢（Nestle）承諾從Kit Kat巧克力減少高達3,800噸飽和脂肪，卡夫食品（Kraft）旗下的Mondelez則表示，將重新調配Oreo等產品的配方。儲存

量販秋季葡萄酒節登場，儲存看好民眾對佐餐酒的喜好，家樂福打出達人推薦酒單，大潤發邀請法國酒莊莊主親自站台介紹，愛買則祭出獨家酒款促銷價。量販業者觀察，烈酒市場逐年衰退，葡萄酒因為偶像劇加持、營造出優雅氛圍，開闢出新消費族群，買氣逆勢成長。家樂福葡萄酒特賣從10月25日開跑，全台分店推出加1元多1件、第2件5折，影星安潔莉娜裘莉與南法葡萄酒家族Perrin合作生產的粉紅酒，限量引進72瓶、特價1,040元；葡萄酒大賞之夜今日起在新店、天母、經國等店巡迴舉辦，現場布置成歐洲酒窖，提供免費美酒與小食，炒熱買氣。為此，家樂福早在6月便邀請在品酒界有相當知名度的張治（T大）、屈亨平、張愷芝3位達人，針對葡萄酒色澤、香氣、口感等評分，製作葡萄酒大賞DM迷你倉推出440款美酒，品項與數量比去年多1成其中有9支是法國波爾多產區競賽得獎名酒，2013年、2012年的冠軍酒分別是「2010波爾多上梅多克慕黑堡中級紅酒」、「波爾多梅多克潘多瓦堡中級紅酒」，一瓶都特價不到500元。大潤發10月28日起舉辦法國葡萄酒節，將有6位酒莊莊主巡迴全台22家分店，當面為民眾介紹自家酒款特色外，促銷品項中有7成是新品，會員購買葡萄酒滿千可抽來自法國波爾多八大名莊之一「歐頌莊園」、價格8萬元的1923年分聖愛美濃歐頌堡紅酒。愛買也表示，今年上半年的紅酒業績比去年同期成長1成，獨家進口紅酒約百支，風味柔順的法國波爾多AOC紅酒每個月賣出近萬支，10月29日前，750毫升1瓶會員價199元。聯合報提醒您 未成年請勿飲酒self storage

ISTANBUL, October 24, 2013 /PRNewswire/ --HIGHLIGHTS OF THE THIRD QUARTER OF 2013- Turkcell Group delivered a solid third quarter performance.迷你倉 It registered revenue growth of 8% and EBITDA[1] growth of 11% year-on-year. - Group revenues and EBITDA reached their historically highest quarterly levels of TRY2,981 million (TRY2,753 million) and TRY1,016 million (TRY912 million), respectively, while the Group EBITDA margin improved to 34.1% (33.1%).- Turkcell's mobile business in Turkey posted revenue growth of 3% (7% excl. MTR cut impact) to TRY2,365 million (TRY2,300 million) and EBITDA growth of 4% to TRY817 million (TRY784 million), while the EBITDA margin improved to 34.5% (34.1%). - Mobile broadband revenues grew by 39% to TRY385 million (TRY276 million). - Voice revenues[2] declined by 3% to TRY1,664 million (TRY1,709 million), mainly due to the Mobile Termination Rate (MTR) cuts.- Subsidiaries grew their revenues[3] by 36% to TRY616 million (TRY453 million) and EBITDA[3] by 55% to TRY199 million (TRY128 million). - Turkcell Group net income rose by 22% to TRY699 million (TRY571 million).(Logo: photos.prnewswire.com/prnh/20120614/537932-b )COMMENTS FROM CEO, SUREYYA CILIV"In the third quarter of the year Turkcell Group revenue rose by 8% to TRY3.0 billion year-on-year. Together with this, consolidated EBITDA grew 11% to TRY1.0 billion, EBIT rose 10% to TRY631 million, and net income climbed 22% to TRY699 million.The recent regulatory decisions effective as of July impacted our financial and operational performance. Yet, we have achieved strong results once again with our continued focus on innovation and operational excellence, investments in our infrastructure, and the increasing contribution of subsidiaries. While Turkcell Turkey revenue grew by 3% through 39% growth in mobile broadband, the revenues of our subsidiaries rose by 36%.In order to ensure the sustainability of strong growth, we continue to invest in our superior network with TRY1.0 billion investment in the first nine months and provide solutions that will put Turkcell ahead of the competition through technology and innovation. In this quarter, our "Technology at Work" offering, which provides new product suites, brought our corporate customers solutions to increase their competitiveness and efficiency. In addition, with our vision of widening access to mobile broadband, we have introduced Turkey's first domestically designed smart phone, the "T40", providing outstanding features at half the average market price of a smart phone.We take this opportunity to thank all of our customers, employees, business partners and shareholders who made our success possible."(1) EBITDA is a non-GAAP financial measure. See page 12 for the reconciliation of EBITDA to net cash from operating activities. (2) Voice revenues include outgoing, incoming, roaming and other (comprising almost 1% of Turkcell Turkey) revenues. (3) Including eliminations.OVERVIEW OF TURKCELL TURKEYThe Turkish mobile market remained highly competitive in the first nine months of the year. Following a particularly aggressive Q1, we observed some upward price adjustments in late Q2 and Q3, although no major improvement was seen year-on-year. There are still a number of aggressive offers in the market, indicating a fragile pricing environment.In this environment, Turkcell Turkey remained focused on service quality and providing the best customer experience through innovation. As a result of this, plus the seasonality effect, we increased our subscriber base by 322 thousand net additions during the quarter. Additionally, our blended ARPU rose by 3.2% to TRY22.7 with the 2.9pp increase in the share of postpaid in our subscriber mix, and a 39% rise in our mobile broadband revenues on a year-on-year basis.On the terminal front, the smartphone market continued its growth momentum and our wide product portfolio and diverse offers sustained our leadership. In accordance with our strategy, we recorded the historically highest quarterly smartphone net additions of 882 thousand, reaching 8.4 million on our network, and a penetration rate of 26%. We continued to introduce the mobile broadband experience to more of our subscribers by offering affordable smartphones and tablets. In this respect, we launched Turkey's first domestically designed smartphone, namely the T40 in late September. The T40 provides high-tech features at half the average smartphone retail price in the Turkish market. It offers HD quality sound, Near Field Communication (NFC), advanced camera features, a new generation dual-core processor and a 4-inch display. Moreover, the "Tablet Festival" launched in July aimed to increase the number of 3G enabled tablets on our network.On the regulatory front, the Information and Communication Technologies Authority (ICTA) decisions on minimum on-net voice and on-net SMS tariffs(*), together with the voice and SMS MTR cuts came into effect as of July 1st, 2013. For this quarter, due to MTR cuts Turkcell Turkey revenue growth was 3% which would have been 7% without the MTR cuts based on our estimate. Decreased MTR rates may trigger lower retail pricing in the market which in turn could potentially increase the negative impact on our growth going forward.For the full year, assuming that current market conditions continue, we maintain our Group guidance and believe that we could post results around the high end of our revenue and EBITDA target ranges (**). This is mainly due to our strong first half Group performance and the increased contribution of our subsidiaries.(*) Minimum onnet voice and SMS prices apply only for Turkcell.(**)Please note that this is a forward looking statement based on our current estimates and expectations. Actual results may differ. For a discussion of factors that may affect our results, see our Annual Report on Form 20-F for 2012 filed with U.S. Securities and Exchange Commission, and in particular the risk factor section therein.FINANCIAL AND OPERATIONAL REVIEW OF THE THIRD QUARTER 2013The following discussion focuses principally on the developments and trends in our business in the third quarter of 2013 in TRY terms. Selected financial information for the third quarter of 2012, and the second and third quarters of 2013, both in TRY and US$ prepared in accordance with IFRS and in TRY prepared in accordance with the Capital Markets Board of Turkey's standards, is also included at the end of this press release.Financial Review of Turkcell GroupProfit & Loss Statement (million TRY) Q312 Q213 Q313 y/y % q/q %Total Revenue 2,752.8 2,855.2 2,980.7 8.3% 4.4% Direct cost of revenues[1] (1,663.6) (1,771.3) (1,754.0) 5.4% (1.0%) Direct cost of revenues[1]/revenues (60.4%) (62.0%) (58.8%) 1.6pp 3.2pp Depreciation and amortization (340.0) (366.8) (385.6) 13.4% 5.1% Gross Margin 39.6% 38.0% 41.2% 1.6pp 3.2pp Administrative expenses (117.6) (129.0) (140.4) 19.4% 8.8% Administrative expenses/revenues (4.3%) (4.5%) (4.7%) (0.4pp) (0.2pp) Selling and marketing expenses (399.6) (452.5) (455.7) 14.0% 0.7% Selling and marketing expenses/revenues (14.5%) (15.8%) (15.3%) (0.8pp) 0.5pp EBITDA[2] 912.0 869.2 1,016.2 11.4% 16.9% EBITDA Margin 33.1% 30.4% 34.1% 1.0pp 3.7pp EBIT 572.0 502.4 630.6 10.2% 25.5% Net finance income / (expense) 121.3 138.8 137.5 13.4% (0.9%) Finance expense (41.9) (30.6) (46.9) 11.9% 53.3% Finance income 163.2 169.4 184.4 13.0% 8.9% Share of profit of associates 60.9 60.0 92.9 52.5% 54.8% Other income / (expense) (78.7) (20.8) (2.2) (97.2%) (89.4%) Monetary gains / (losses) 47.5 20.3 30.6 (35.6%) 50.7% Non-controlling interests 5.7 1.5 (1.4) (124.6%) (193.3%) Income tax expense (157.9) (145.9) (188.9) 19.6% 29.5% Net Income 570.8 556.3 699.1 22.5% 25.7%(1) Including depreciation and amortization expenses. (2) EBITDA is a non-GAAP financial measure. See page 12 for the reconciliation of EBITDA to net cash from operating activities. (*) Please note that selected financial information presented in this press release for the third quarter of 2012, and the second and third quarters of 2013, both in TRY and US$ is based on IFRS figures.Revenue grew by 8% (12% excl. MTR cut impact) to TRY2,980.7 million (TRY2,752.8 million) year-on-year driven by Turkcell Turkey and subsidiaries.- Turkcell Turkey grew by 3% (7% excl. MTR cut impact). - Voice revenues declined by 3% to TRY1,664 million (TRY1,709 million) due to the MTR cut impact - Mobile broadband and services revenues rose 19% to TRY701 million (TRY591 million), comprising 30% (26%) of Turkcell Turkey revenues - The revenues of subsidiaries rose by 36% reaching 21% (16%) of Group revenues. In particular, Turkcell Superonline revenues rose by 27% to TRY237 million (TRY187 million), while Astelit's revenues grew by 12% to US$124 million (US$111 million).On a quarter-on-quarter basis, Group revenues rose by 4%, driven similarly by increased revenues from group companies, as well as the higher mobile broadband and services revenues of Turkcell Turkey.Direct cost of revenues climbed 5.4% to TRY1,754.0 million (TRY1,663.6 million) year-on-year, while as a percentage of revenues declined to 58.8% (60.4%) on a consolidated basis. This was due to the lower voice and other revenues due to MTR cuts along with lower interconnect costs. Meanwhile there was an increase in depreciation and amortization expenses and other cost items as a percentage of revenues.Quarter-on-quarter, direct costs as a percentage of revenues declined 3.2pp, driven mainly by the decrease in interconnect costs and other cost items.The table below presents the interconnect revenues and costs of Turkcell Turkey:Million TRY 2012 Q312 Q213 Q313 y/y % q/q %Interconnect revenues 1,098.1 308.3 345.8 266.7 (13.5%) (22.9%) as a % of revenues 12.6% 13.4% 14.9% 11.3% (2.1pp) (3.6pp) Interconnect costs (1,125.5) (308.4) (330.9) (249.4) (19.1%) (24.6%) as a % of revenues (12.9%) (13.4%) (14.3%) (10.5%) 2.9pp 3.8ppAdministrative expenses as a percentage of revenues increased 0.4pp to 4.7% (4.3%) year-on year. This was due to the increase in bad debt expenses (0.3pp) and other cost items (0.1pp). On a quarter-on-quarter basis, administrative expenses as a percentage of revenues rose by 0.2pp driven by the increase in bad debt expenses (0.2pp).Selling and marketing expenses as a percentage of revenues grew by 0.8pp to 15.3% (14.5%) year-on-year due to the rise in selling expenses (0.9pp), and other cost items (0.3pp) as opposed to the decrease in marketing expenses (0.4pp). Compared to the previous quarter, selling and marketing expenses as a percentage of revenues fell by 0.5pp driven by the decrease in marketing expenses (0.3pp) and other cost items (0.2pp).EBITDA* rose by 11.4% to TRY1,016.2 million (TRY912.0 million) in Q313 due mainly to strong topline growth, while the EBITDA margin improved by 1.0pp to 34.1% (33.1%). This was due to the 2.2pp decrease in the direct cost of revenues (excl. depreciation and amortization) as a percentage of revenues, as opposed to the rise in selling and marketing expenses by 0.8pp and general administrative expenses by 0.4pp.The EBITDA margin increased 3.7pp quarter-on-quarter to 34.1%. This was mainly due to the 3.4pp decrease in direct cost of revenues (excl. depreciation and amortization), and the 0.5pp fall in selling and marketing expenses, in contrast to the 0.2pp rise in general administrative expenses.The EBITDA of subsidiaries improved by 55% to TRY199 million (TRY128 million), while their contribution to Group EBITDA increased to 20% (14%) driven mainly by the improved EBITDA of Turkcell Superonline and Astelit year-on-year. On a quarter-on-quarter basis, the EBITDA of subsidiaries rose by 17%.Net finance income increased to TRY137.5 million (TRY121.3 million) in Q313 driven mainly by the increased interest income earned on time deposits and contracted receivables.Compared to the previous quarter, net finance income stayed broadly flat. The increase in interest earned on bank deposits was offset by the translation loss of TRY28 million in Q313 as opposed to the translation gain of TRY12 million in Q213. The translation loss was mainly related to BeST which recorded a TRY40 million loss in Q313 stemming from a 3.3% devaluation of BYR against US$ during the quarter.(*) EBITDA is a non-GAAP financial measure. See page 12 for the reconciliation of EBITDA to net cash from operating activities.Share of profit of equity accounted investees comprising our share in the net income of unconsolidated investees Fintur and A-Tel, rose by 52.5% year-on-year to TRY92.9 million (TRY60.9 million) due mainly to the increase in net income of Fintur, as well as the lower negative contribution from A-Tel. Quarter-on-quarter, our share in the net income of unconsolidated investees grew by 54.8% to TRY92.9 million from TRY60.0 million in Q213 due to the increased net income of Fintur.Income tax expense rose by 19.6% to TRY188.9 million (TRY157.9 million) year-on-year. Of the total tax charge, TRY195.5 million was the current tax charges, while TRY6.6 million was the deferred tax income recorded.Million TRY Q312 Q213 Q313 y/y % q/q %Current Tax expense (134.8) (149.6) (195.5) 45.0% 30.7% Deferred Tax Income/expense (23.1) 3.7 6.6 (128.6%) 78.4% Income Tax expense (157.9) (145.9) (188.9) 19.6% 29.5%Net income grew by 22.5% to TRY699.1 million (TRY570.8 million) in Q313, driven mainly by higher EBITDA, increased net finance income, higher income from equity accounted investees, and improvement in the other expense item, the latter including a TRY72 million A-Tel impairment recognized in Q312.Net income rose by 25.7% quarter-on-quarter. This was driven by higher EBITDA, income from equity accounted investees, monetary gain and improvement in the other expense item, the latter including a TRY25.4 million impairment recognized on Aks TV and T-Medya in Q213.Total debt as of September 30, 2013 was TRY3,205 million (US$1,576 million) in consolidated terms. The debt balance of Ukraine was TRY1,327 million (US$652 million), Belarus was TRY1,112 million (US$547 million) and Turkcell Superonline was TRY639 million (US$314 million).TRY2,290 million (US$1,126 million) of our consolidated debt is at a floating rate, while TRY1,768 million (US$869 million) will mature within less than a year. As of September 30, 2013, our debt/annual EBITDA ratio in TRY terms was 91%. (Please note that the figures in parentheses refer to US$ equivalents).Cash flow analysis: Capital expenditures including non-operational items amounted to TRY449.0 million in Q313, of which TRY232.4 million was related to Turkcell Turkey, TRY56.6 million to Astelit, TRY94.7 million to Turkcell Superonline and TRY27.8 million to BeST. The other cash flow item mainly relates to a TRY80 million dividend received from Fintur, corporate tax paid, a change in working capital and, frequency usage fees.Consolidated Cash Flow (million TRY) Q312 Q213 Q313EBITDA[1] 912.0 869.2 1,016.2 LESS: Capex and License (445.6) (355.3) (449.0) Turkcell (221.0) (208.0) (232.4) Ukraine[2] (53.3) (20.6) (56.6) Investment & Marketable Securities (7.0) (8.1) (8.4) Net interest Income/ (expense) 139.0 127.0 165.3 Other (159.1) (157.4) 45.2 Net Change in Debt 30.2 (83.3) (69.0) Cash generated 469.5 392.1 700.3 Cash balance 6,510.8 7,003.0 7,703.3(1) EBITDA is a non-GAAP financial measurement. See page 12 for the reconciliation of EBITDA to net cash from operating activities. (2) The appreciation of reporting currency (TRY) against US$ is included in this line.Operational Review in TurkeySummary of Operational data Q312 Q213 Q313 y/y % q/q %Number of total subscribers (million) 35.2 34.7 35.0 (0.6%) 0.9% Postpaid 12.9 13.8 13.8 7.0% - Prepaid 22.3 20.9 21.2 (4.9%) 1.4% ARPU, blended (TRY) 22.0 22.3 22.7 3.2% 1.8% Postpaid 38.4 37.9 38.5 0.3% 1.6% Prepaid 12.6 12.2 12.3 (2.4%) 0.8% ARPU (Average Monthly Revenue per User), blended (US$) 12.2 12.1 11.5 (5.7%) (5.0%) Postpaid 21.3 20.6 19.5 (8.5%) (5.3%) Prepaid 7.0 6.6 6.2 (11.4%) (6.1%) Churn (%) 6.9% 8.6% 6.9% - (1.7pp) MOU (Average Monthly Minutes of usage per subscriber), blended 257.1 269.3 271.6 5.6% 0.9%Subscribers of Turkcell Turkey increased to 35.0 million with 322 thousand net additions during the quarter, mainly through sustained focus on providing superior customer service and innovative services. We expanded our prepaid subscriber base by 266 thousand, mainly with the seasonality effect, while increasing our postpaid subscriber base by 56 thousand. Accordingly, our postpaid subscriber base as a percentage of our total subscribers has further improved to 39.5% (36.6%).Churn Rate refers to voluntarily and involuntarily disconnected subscribers. According to the ICTA decision discussed in our Q113 and Q213 press releases, each mobile line registered has to be recorded as a churn and also as an acquisition in operators' records. This practice had an increasing impact on our actual churn rate, which stood at 6.9% (6.9%) year-on-year. Excluding the impact of this decision, our churn rate would have been 6.7%.MoU increased 5.6% to 271.6 minutes year-on-year driven by higher incentives and higher package utilization.ARPU (blended) rose 3.2% to TRY22.7 year-on-year driven by the rise in the share of postpaid subscribers along with higher mobile data usage while the MTR cuts did limit the growth. Postpaid ARPU increased to TRY38.5 (TRY38.4), and prepaid ARPU declined by 2.4% to 12.3 (TRY12.6) year-on-year.The quarter-on-quarter increase in ARPU of both segments was driven mainly by seasonality.OTHER DOMESTIC AND INTERNATIONAL OPERATIONSAstelit maintained its strong financial and operational performance in Q313 posting double digit revenue and EBITDA growth. Revenues grew by 11.7% to US$124.0 million (US$111.0 million), mainly driven by subscriber growth along with increased usage of mobile data and other value-added services. EBITDA rose to US$38.2 million (US$31.7 million) by 20.5%, while the EBITDA margin rose by 2.2pp to 30.8% (28.6%) with the continuing focus on business efficiency and operational profitability. On a quarter-on-quarter basis, revenues increased by 10.2%, while EBITDA rose by 6.7%, due mainly to seasonality.Astelit's registered subscribers reached 12.2 million (10.7 million) through the targeted regional growth strategy, where its three month active subscribers were at 9.4 million (8.2 million).ARPU declined by 2.1% year-on-year, mainly due to new subscriber acquisitions with lower ARPU. On a quarter-on-quarter basis, ARPU climbed by 2.2% to US$4.6, mainly due to seasonality and higher usage of mobile data. Meanwhile, lower usage by new subscribers led to lower MoU of 174.0 minutes (184.4 minutes) in Q313.Astelit Q312 Q213 Q313 y/y % q/q %Number of subscribers (million)[1] 10.7 11.5 12.2 14.0% 6.1% Active (3 months)[2] 8.2 8.6 9.4 14.6% 9.3% MOU (minutes) 184.4 184.4 174.0 (5.6%) (5.6%) ARPU (Average Monthly Revenue per User), blended (US$) 3.5 3.3 3.5 - 6.1% Active (3 months) 4.7 4.5 4.6 (2.1%) 2.2% Revenue (million UAH) 887.0 898.9 991.0 11.7% 10.2% Revenue (million US$) 111.0 112.5 124.0 11.7% 10.2% EBITDA (million US$)[3] 31.7 35.8 38.2 20.5% 6.7% EBITDA margin 28.6% 31.8% 30.8% 2.2pp (1.0pp) Net loss (million US$) (11.3) (9.5) (6.0) (46.9%) (36.8%) Capex (million US$) 30.0 10.6 27.1 (9.7%) 155.7%(1) We may occasionally offer campaigns and tariff schemes that have an active subscriber life differing from the one that we normally use to deactivate subscribers and calculate churn. (2) Active subscribers are those who in the past three months made a transaction which brought revenue to the Company. (3) EBITDA is a non-GAAP financial measurement. See page 12 for the reconciliation of Euroasia's EBITDA to net cash from operating activities. Euroasia holds a 100% stake in Astelit. (*) Astelit, in which we hold a 55% stake through Euroasia, has operated in Ukraine since February 2005.Turkcell Superonline sustained its solid performance, posting revenue growth of 27.0% and an EBITDA rise of 44.5% year-on-year. EBITDA margin continued to improve with a 3.0pp year-on-year increase reaching 25.3%, mainly on the rising share of more profitable residential and corporate business segments. The share of residential and corporate segment revenues in total revenues increased to 63% (54%).Residential segment revenues rose by 56.5% with the increased FTTH subscriber base in Q313. Corporate segment revenues grew by 37.0% with the contribution of the increasing synergies achieved at the Group level and integrated solutions offered.In Q313, Turkcell Superonline grew its home passes to approximately 1.6 million with continued investment in the fiber network, while expanding its fiber subscriber base to around 521 thousand. Turkcell Superonline will maintain its focus on increasing in city coverage and take-up rate.The share of non-group revenues increased to 74% (71%) as Turkcell's share in Turkcell Superonline's business continued to decline.Turkcell Superonline (million TRY) Q312 Q213 Q313 y/y % q/q %Revenue 186.7 222.7 237.1 27.0% 6.5% Residential 54.2 78.3 84.8 56.5% 8.3% % of revenues 29.1% 35.2% 35.8% 6.7pp 0.6pp Corporate 47.3 60.2 64.8 37.0% 7.6% % of revenues 25.3% 27.0% 27.3% 2.0pp 0.3pp Wholesale 85.2 84.2 87.4 2.6% 3.8% % of revenues 45.6% 37.8% 36.9% (8.7pp) (0.9pp) EBITDA [1] 41.6 58.0 60.1 44.5% 3.6% EBITDA Margin 22.3% 26.1% 25.3% 3.0pp (0.8pp) Capex 119.4 73.1 94.7 (20.7%) 29.5% FTTH subscribers 373.6 498.8 520.6 39.3% 4.4%(1) EBITDA is a non-GAAP financial measure. See page 12 for the reconciliation of EBITDA to net cash from operating activities. (*) Turkcell Superonline is our wholly-owned subsidiary, providing fiber broadband.Fintur total subscriber base grew by approximately 1.1 million year-on-year, driven mainly by the 12.6% growth in Kazakhstan. Fintur's consolidated revenue increased to US$527 million (US$514 million) in Q313, while rising 3.7% quarter-on-quarter, mainly due to the seasonality effect.We account for our investment in Fintur using the equity method. Fintur's contribution to net income increased to US$48 million (US$42 million) in Q313.Fintur* Q312 Q213 Q313 y/y % q/q %Subscribers (million) 20.4 21.5 21.5 5.4% - Kazakhstan 12.7 14.1 14.3 12.6% 1.4% Azerbaijan 4.4 4.4 4.4 - - Moldova 1.2 1.2 1.0 (16.7%) (16.7%) Georgia 2.1 1.8 1.8 (14.3%) - Revenue (million US$) 514 508 527 2.5% 3.7% Kazakhstan 310 306 319 2.9% 4.2% Azerbaijan 141 149 149 5.7% - Moldova 21 20 21 - 5.0% Georgia 42 34 38 (9.5%) 11.8% Other[1] - (1) - - - Fintur's contribution to Group's net income (million US$) 42 33 48 14.3% 45.5%(1) Includes intersegment eliminations (*) We hold a 41.45% stake in Fintur which has interests in Kazakhstan, Azerbaijan, Moldova, and Georgia.Turkcell Group Subscribers amounted to approximately 70.7 million as of September 30, 2013. This figure is calculated by taking the number of subscribers of Turkcell and each of our subsidiaries and unconsolidated investees. It includes the total number of mobile subscribers of Turkcell Turkey, Astelit and BeST, as well as of our operations in the Turkish Republic of Northern Cyprus ("Northern Cyprus"), Fintur and Turkcell Europe. Turkcell Group subscribers rose by 2.6 million year-on-year, due to Astelit's increased subscriber base, and the contribution of Fintur and BeST.Turkcell Group Subscribers (million) Q312 Q213 Q313 y/y % q/q %Turkcell 35.2 34.7 35.0 (0.6%) 0.9% Ukraine 10.7 11.5 12.2 14.0% 6.1% Fintur 20.4 21.5 21.5 5.4% 0.0% Northern Cyprus 0.4 0.4 0.4 - - Belarus* 1.0 1.0 1.2 20.0% 20.0% Turkcell Europe 0.4 0.4 0.4 - - TURKCELL GROUP 68.1 69.5 70.7 3.8% 1.7%(*) BeST's churn policy was revised in Q313 as a management decision. With this change, the lifecycle methodology has become in line with the market practice of "180 days after any refill plus 90 days quarantine period", previously exercised as "180 days after any refill plus 15 days quarantine period". We estimate that BeST's total subscribers would have been approximately 85K less should the churn policy have remained unchanged.OVERVIEW OF THE MACROECONOMIC ENVIRONMENTThe foreign exchange rates used in our financial reporting, along with certain macroeconomic indicators, are set out below.Q312 Q213 Q313 y/y % q/q % TRY / US$ rate Closing Rate 1.7847 1.9248 2.0342 14.0% 5.7% Average Rate 1.8012 1.8427 1.9782 9.8% 7.4% Consumer Price Index (Turkey) 1.4% 1.3% 1.0% (0.4pp) (0.3pp) GDP Growth (Turkey) 1.5% 4.4% n.a - - UAH/ US$ rate Closing Rate 7.99 7.99 7.99 - - Average Rate 7.99 7.99 7.99 - - BYR/ US$ rate Closing Rate 8.500 8.790 9.080 6.8% 3.3% Average Rate 8.357 8.687 8.935 6.9% 2.9%RECONCILIATION OF NON-GAAP FINANCIAL MEASUREMENTS: We believmini storage that EBITDA is a measurement commonly used by companies, analysts and investors in the telecommunications industry that enhances the understanding of our cash generation ability and liquidity position, and assists in the evaluation of our capacity to meet our financial obligations. We also use EBITDA as an internal measurement tool, and accordingly, we believe that its presentation provides useful and relevant information to analysts and investors. Our EBITDA definition includes Revenue, Direct Cost of Revenue excluding depreciation and amortization, Selling and Marketing expenses and Administrative expenses, but excludes translation gain/(loss), finance income, share of profit of equity accounted investees, gain on sale of investments, income/(loss) from related parties, minority interest and other income/(expense). EBITDA is not a measure of financial performance under IFRS, and should not be construed as a substitute for net earnings (loss) as a measure of performance, or cash flow from operations as a measure of liquidity. The following table provides a reconciliation of EBITDA, which is a non-GAAP financial measurement, to net cash from operating activities, which we believe is the most directly comparable financial measurement calculated and presented in accordance with IFRS.Turkcell (million US$) Q312 Q213 Q313 y/y % q/q %EBITDA 506.2 471.5 514.0 1.5% 9.0% Income tax expense (87.7) (79.2) (95.4) 8.8% 20.5% Other operating income / (expense) (4.2) 0.4 (12.1) 188.1% (3125.0%) Financial income 3.4 2.1 271.7 7891.2% 12838.1% Financial expense (23.8) (15.0) (20.8) (12.6%) 38.7% Net increase / (decrease) in assets and liabilities 16.0 (82.9)(226.8) (1517.5%) 173.6% Net cash from operating activities 409.9 296.9 430.6 5.1% 45.0%Turkcell Superonline (million TRY) Q312 Q213 Q313 y/y % q/q %EBITDA 41.6 58.0 60.1 44.5% 3.6% Income tax expense - 2.6 0.9 - (65.4%) Other operating income / (expense) 1.2 0.3 (2.9) (341.7%) (1066.7%) Financial income 2.2 1.7 1.9 (13.6%) 11.8% Financial expense (15.8) (13.7) (20.8) 31.6% 51.8% Net increase / (decrease) in assets and liabilities 29.0 (54.3) 17.9 (38.3%) (133.0%) Net cash from operating activities 58.2 (5.4) 57.1 (1.9%) (1157.4%)Euroasia (million US$) Q312 Q213 Q313 y/y % q/q %EBITDA 31.7 35.8 38.2 20.5% 6.7% Other operating income / (expense) - 0.1 0.2 - 100.0% Financial income 0.8 0.7 0.3 (62.5%) (57.1%) Financial expense (14.7) (15.8) (12.9) (12.2%) (18.4%) Net increase / (decrease) in assets and liabilities 16.6 12.2 17.7 6.6% 45.1% Net cash from operating activities 34.4 33.0 43.5 26.5% 31.8%FORWARD-LOOKING STATEMENTS: This release includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934 and the Safe Harbor provisions of the US Private Securities Litigation Reform Act of 1995. This includes in particular our assessment of guidance, our targets for revenue, EBITDA and capex in 2013. More generally, all statements other than statements of historical facts included in this press release, including, without limitation, certain statements regarding our operations, financial position and business strategy may constitute forward-looking statements. In addition, forward-looking statements generally can be identified by the use of forward-looking terminology such as, among others, "will," "expect," "intend," "estimate," "believe", "continue" and "guidance".Although Turkcell believes that the expectations reflected in such forward-looking statements are reasonable at this time, it can give no assurance that such expectations will prove to be correct. All subsequent written and oral forward-looking statements attributable to us are expressly qualified in their entirety by reference to these cautionary statements. For a discussion of certain factors that may affect the outcome of such forward looking statements, see our Annual Report on Form 20-F for 2012 filed with the U.S. Securities and Exchange Commission, and in particular the risk factor section therein. We undertake no duty to update or revise any forward looking statements, whether as a result of new information, future events or otherwise.ABOUT TURKCELL: Turkcell is the leading communications and technology company in Turkey, with 35.0 million subscribers as of September 30, 2013. Turkcell is a leading regional player, with market leadership in five of the nine countries in which it operates with its approximately 70.7 million subscribers as of September 30, 2013. It has become one of the first among the global operators to have implemented HSPA+. It has achieved up to 43.2 Mbps speed using Dual Carrier technology, and is continuously working to provide the latest technology to its customers. Turkcell Superonline, a wholly owned subsidiary of Turkcell, is the one and only telecom operator to offer households fiber broadband connection at speeds of up to 1,000 Mbps in Turkey. As of June 30, 2013, Turkcell's population coverage is at 99.35% in 2G and 85.43% in 3G. Turkcell reported TRY3.0 billion (US$1.5 billion) in revenues with total assets of TRY20.5 billion (US$10.1 billion) as of September 30, 2013. It has been listed on the NYSE and the ISE since July 2000, and is the only NYSE-listed company in Turkey. Read more at .turkcell.com.trTURKCELL ILETISIM HIZMETLERI A.S. CMB SELECTED FINANCIALS (TRY Million) Quarter Ended Quarter Ended Quarter Ended September 30, June 30, September 30, 2012 2013 2013 Consolidated Statement of Operations Data Revenues Communication fees 2,544.8 2,585.1 2,681.8 Commission fees on betting business 28.7 50.9 52.1 Monthly fixed fees 21.8 19.3 18.2 Simcard sales 11.3 7.3 8.9 Call center revenues and other revenues 146.2 192.6 219.7 Total revenues 2,752.8 2,855.2 2,980.7 Direct cost of revenues (1,662.5) (1,769.8) (1,754.5) Gross profit 1,090.3 1,085.4 1,226.2 Administrative expenses (117.6) (128.9) (140.4) Selling & marketing expenses (399.6) (452.5) (455.7) Other Operating Income / (Expense) 76.1 398.5 262.5 Operating profit before financing and investing costs 649.2 902.5 892.6 Income from investing activities 19.4 9.9 6.1 Expense from investing activities (18.8) (31.1) (10.2) Share of profit of equity accounted investees 60.9 60.0 92.9 Income before financing costs 710.7 941.3 981.4 Finance income (6.3) - - Finance expense (28.1) (258.9) (123.1) Monetary gain/(loss) 47.5 20.3 30.6 Income before tax and non-controlling interest 723.8 702.7 888.9 Income tax expense (158.0) (146.1) (188.9) Income before non-controlling interest 565.8 556.6 700.0 Non-controlling interest 5.7 1.5 (1.4) Net income 571.5 558.1 698.6 Net income per share 0.26 0.25 0.32 Other Financial Data Gross margin 39.6% 38.0% 41.1% EBITDA(*) 912.0 869.2 1,016.2 Capital expenditures 445.6 355.3 449.0 Consolidated Balance Sheet Data (at period end) Cash and cash equivalents 6,510.8 7,003.0 7,703.3 Total assets 17,996.1 19,522.9 20,433.4 Long term debt 1,109.6 1,500.9 1,437.5 Total debt 3,127.4 3,120.0 3,205.4 Total liabilities 5,657.8 5,771.3 6,028.5 Total shareholders' equity / Net Assets 12,338.3 13,751.6 14,404.9 (table continued) Nine Months Ended Nine Months Ended September 30, September 30, 2012 2013 Consolidated Statement of Operations Data Revenues Communication fees 7,092.2 7,697.5 Commission fees on betting business 96.1 157.3 Monthly fixed fees 69.0 57.7 Simcard sales 26.5 22.6 Call center revenues and other revenues 415.9 589.2 Total revenues 7,699.7 8,524.3 Direct cost of revenues (4,722.6) (5,210.0) Gross profit 2,977.1 3,314.3 Administrative expenses (358.3) (398.3) Selling & marketing expenses (1,236.7) (1,333.2) Other Operating Income / (Expense) 197.0 872.6 Operating profit before financing and investing costs 1,579.1 2,455.4 Income from investing activities 42.4 21.3 Expense from investing activities (32.8) (42.8) Share of profit of equity accounted investees 176.0 221.5 Income before financing costs 1,764.7 2,655.4 Finance income 197.8 - Finance expense (98.0) (468.3) Monetary gain/(loss) 127.3 104.4 Income before tax and non-controlling interest 1,991.8 2,291.5 Income tax expense (386.8) (472.4) Income before non-controlling interest 1,605.0 1,819.1 Non-controlling interest 17.8 4.5 Net income 1,622.8 1,823.6 Net income per share 0.74 0.83 Other Financial Data Gross margin 38.7% 38.9% EBITDA(*) 2,393.7 2,693.0 Capital expenditures 1,025.4 1,003.8 Consolidated Balance Sheet Data (at period end) Cash and cash equivalents 6,510.8 7,703.3 Total assets 17,996.1 20,433.4 Long term debt 1,109.6 1,437.5 Total debt 3,127.4 3,205.4 Total liabilities 5,657.8 6,028.5 Total shareholders' equity / Net Assets 12,338.3 14,404.9** For further details, please refer to our consolidated financial statements and notes as at 30 September 2013 on our web site. *** In accordance with the CMB announcement dated June 7, 2013 with respect to financial statements and note formats, there have been several changes in the presentation and classification of CMB financials. For comparison purposes, the financial statements of the previous period also have been classified in the same format. These classifications have no impact on the previous period equity or net profit. Please refer to CMB report note 25 for details of classifications on CMB financial statements.TURKCELL ILETISIM HIZMETLERI A.S. IFRS SELECTED FINANCIALS (TRY Million) Quarter Ended Quarter Ended Quarter Ended September 30, June 30, September 30, 2012 2013 2013 Consolidated Statement of Operations Data Revenues Communication fees 2,544.8 2,585.1 2,681.8 Commission fees on betting business 28.7 50.9 52.1 Monthly fixed fees 21.8 19.3 18.2 Simcard sales 11.3 7.3 8.9 Call center revenues and other revenues 146.2 192.6 219.7 Total revenues 2,752.8 2,855.2 2,980.7 Direct cost of revenues (1,663.6) (1,771.3) (1,754.0) Gross profit 1,089.2 1,083.9 1,226.7 Administrative expenses (117.6) (129.0) (140.4) Selling & marketing expenses (399.6) (452.5) (455.7) Other Operating Income / (Expense) (78.7) (20.8) (2.2) Operating profit before financing costs 493.3 481.6 628.4 Finance costs (41.9) (30.6) (46.9) Finance income 163.2 169.4 184.4 Monetary gain 47.5 20.3 30.6 Share of profit of equity accounted investees 60.9 60.0 92.9 Income before tax and non-controlling interest 723.0 700.7 889.4 Income tax expense (157.9) (145.9) (188.9) Income before non-controlling interest 565.1 554.8 700.5 Non-controlling interest 5.7 1.5 (1.4) Net income 570.8 556.3 699.1 Net income per share 0.26 0.25 0.32 Other Financial Data Gross margin 39.6% 38.0% 41.2% EBITDA(*) 912.0 869.2 1,016.2 Capital expenditures 445.6 355.3 449.0 Consolidated Balance Sheet Data (at period end) Cash and cash equivalents 6,510.8 7,003.0 7,703.3 Total assets 18,031.5 19,553.7 20,464.7 Long term debt 1,109.6 1,500.9 1,437.5 Total debt 3,127.4 3,120.0 3,205.4 Total liabilities 5,663.3 5,776.4 6,033.7 Total shareholders' equity / Net Assets 12,368.2 13,777.3 14,431.0 (table continued) Nine Months Ended Nine Months Ended September 30, September 30, 2012 2013 Consolidated Statement of Operations Data Revenues Communication fees 7,092.2 7,697.5 Commission fees on betting business 96.1 157.3 Monthly fixed fees 69.0 57.7 Simcard sales 26.5 22.6 Call center revenues and other revenues 415.9 589.2 Total revenues 7,699.7 8,524.3 Direct cost of revenues (4,727.2) (5,212.6) Gross profit 2,972.5 3,311.7 Administrative expenses (358.3) (398.3) Selling & marketing expenses (1,236.7) (1,333.2) Other Operating Income / (Expense) (81.3) (23.3) Operating profit before financing costs 1,296.2 1,556.9 Finance costs (144.7) (114.9) Finance income 532.8 520.5 Monetary gain 127.3 104.4 Share of profit of equity accounted investees 176.0 221.5 Income before tax and non-controlling interest 1,987.6 2,288.4 Income tax expense (385.6) (471.9) Income before non-controlling interest 1,602.0 1,816.5 Non-controlling interest 17.8 4.5 Net income 1,619.8 1,821.0 Net income per share 0.74 0.83 Other Financial Data Gross margin 38.6% 38.9% EBITDA(*) 2,393.7 2,693.0 Capital expenditures 1,025.4 1,003.8 Consolidated Balance Sheet Data (at period end) Cash and cash equivalents 6,510.8 7,703.3 Total assets 18,031.5 20,464.7 Long term debt 1,109.6 1,437.5 Total debt 3,127.4 3,205.4 Total liabilities 5,663.3 6,033.7 Total shareholders' equity / Net Assets 12,368.2 14,431.0 ** For further details, please refer to our consolidated financial statements and notes as at 30 September 2013 on our web site.TURKCELL ILETISIM HIZMETLERI A.S. IFRS SELECTED FINANCIALS (US$ MILLION) Quarter Ended Quarter Ended Quarter Ended September 30, June 30, September 30, 2012 2013 2013 Consolidated Statement of Operations Data Revenues Communication fees 1,413.1 1,401.5 1,355.2 Commission fees on betting business 16.0 27.8 26.2 Monthly fixed fees 12.1 10.5 9.2 Simcard sales 6.2 4.0 4.4 Call center revenues and other revenues 81.4 104.1 110.4 Total revenues 1,528.8 1,547.9 1,505.4 Direct cost of revenues (924.3) (959.3) (884.2) Gross profit 604.5 588.6 621.2 Administrative expenses (65.4) (69.8) (70.6) Selling & marketing expenses (221.9) (245.5) (230.2) Other Operating Income / (Expense) (43.8) (10.9) (1.2) Operating profit before financing costs 273.4 262.4 319.2 Finance costs (23.6) (15.4) (20.2) Finance income 90.6 92.6 92.2 Monetary gain 27.1 8.7 13.0 Share of profit of equity accounted investees 33.9 32.4 47.3 Income before tax and non-controlling interest 401.4 380.7 451.5 Income tax expense (87.7) (79.2) (95.4) Income before non-controlling interest 313.7 301.5 356.1 Non-controlling interest 3.2 0.8 (0.7) Net income 316.9 302.3 355.4 Net income per share 0.14 0.14 0.16 Other Financial Data Gross margin 39.5% 38.0% 41.3% EBITDA(*) 506.2 471.5 514.0 Capital expenditures 253.5 177.9 205.3 Consolidated Balance Sheet Data (at period end) Cash and cash equivalents 3,648.1 3,638.3 3,786.9 Total assets 10,103.4 10,158.8 10,060.3 Long term debt 621.8 779.8 706.7 Total debt 1,752.3 1,620.9 1,575.7 Total liabilities 3,173.3 3,001.1 2,966.1 Total shareholders' equity / Net Assets 6,930.1 7,157.8 7,094.2 (table continued) Nine Months Ended Nine Months Ended September 30, September 30, 2012 2013 Consolidated Statement of Operations Data Revenues Communication fees 3,954.4 4,117.0 Commission fees on betting business 53.7 84.4 Monthly fixed fees 38.5 31.0 Simcard sales 14.7 12.0 Call center revenues and other revenues 232.0 313.4 Total revenues 4,293.3 4,557.8 Direct cost of revenues (2,636.2) (2,787.7) Gross profit 1,657.1 1,770.1 Administrative expenses (200.0) (212.5) Selling & marketing expenses (690.4) (713.4) Other Operating Income / (Expense) (45.4) (12.3) Operating profit before financing costs 721.3 831.9 Finance costs (81.1) (56.4) Finance income 297.4 278.1 Monetary gain 71.3 51.3 Share of profit of equity accounted investees 98.0 118.0 Income before tax and non-controlling interest 1,106.9 1,222.9 Income tax expense (214.9) (251.3) Income before non-controlling interest 892.0 971.6 Non-controlling interest 9.9 2.6 Net income 901.9 974.2 Net income per share 0.41 0.44 Other Financial Data Gross margin 38.6% 38.8% EBITDA(*) 1,333.6 1,437.6 Capital expenditures 574.5 493.5 Consolidated Balance Sheet Data (at period end) Cash and cash equivalents 3,648.1 3,786.9 Total assets 10,103.4 10,060.3 Long term debt 621.8 706.7 Total debt 1,752.3 1,575.7 Total liabilities 3,173.3 2,966.1 Total shareholders' equity / Net Assets 6,930.1 7,094.2* Please refer to the notes on reconciliation of Non-GAAP Financial measures on page 12 ** For further details, please refer to our consolidated financial statements and notes as at 30 September 2013 on our web site.- Please note that all financial data is consolidated and comprises that of Turkcell Iletisim Hizmetleri A.S., (the "Company", or "Turkcell") and its subsidiaries and associates (together referred to as the "Group"). All non-financial data is unconsolidated and comprises Turkcell only figures. The terms "we", "us", and "our" in this press release refer only to the Company, except in discussions of financial data, where such terms refer to the Group, and where context otherwise requires. - In this press release, a year-on-year comparison of our key indicators is provided and figures in parentheses following the operational and financial results for September 30, 2013 refer to the same item as at September 30, 2012. For further details, please refer to our consolidated financial statements and notes as at and for September 30, 2013 which can be accessed via our web site in the investor relations section (.turkcell.com.tr). - Please note that selected financial information presented in this press release for the third quarter of 2012, and the second and third quarters of 2013, both in TRY and US$ is based on IFRS figures. - In the tables used in this press release totals may not foot due to rounding differences. Same applies for the calculations in the text.For further information please contact TurkcellInvestor Relations Tel: +90-212-313-1888 investor.relations@turkcell.com.trCorporate Communications: Tel: +90-212-313-2321 Turkcell-Kurumsal-Iletisim@turkcell.com.trPhoto: photos.prnewswire.com/prnh/20120614/537932-bPhoto: photos.prnewswire.com/prnh/20120614/537932-bTurkcell迷你倉