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發力“互聯網大金融終極客戶” 預計全年保費收入達360億元面對互聯網和大金融時代帶來的機遇和挑戰，迷你倉陽光保險近日提出了互聯網、大金融、終極客戶三大戰略。記者從陽光保險集團2014年全國工作會議上獲悉，陽光保險2013年繼續保持穩步成長，數據顯示，截至11月底，陽光集團當年保費收入突破334億元，預計全年保費收入360億元，總資產將突破千億。正如陽光保險集團董事長張維功所說：“經濟改革進入深水區，大金融、大資管、大財富時代全面來臨，互聯網、移動互聯網正在形成另外一個全新的世界。”據悉，創新一直是陽光保險超越式發展的利器。為推動互聯網戰略的實施，陽光保險此番將以互聯網視角開發互聯網保險金融產品；以互聯網思維方式對傳統模式下的產品、流程、服務進行變革再造。早在2011年，陽光保險以最具想象力創新，開發出全球首款虛擬財產保險的公司。據記者瞭解，在互聯網和大數據熱潮來勢洶洶的2013年在科技、服務、產品等方面著力變革創新，在移動展業、移動理賠上都取得了一定突破，成為業務發展的迷你倉西貢要支撐。陽光產險推出了具有一鍵報案、現場拍照、索賠處理、保單查詢等多種功能的“陽光閃賠通”手機軟件，截至11月底，已有近5000名客戶下載使用。隨著大金融時代的到來，保險業也將在變革中迎來更多的發展機遇。陽光的大金融戰略以全新視角的金融理念創新傳統保險與資管模式，滿足客戶多層次保障和綜合財富管理需求。2013年陽光保險在深化大金融戰略的道路上屢獲新突破。據陽光保險方面透露，10月28日，陽光人壽獲批取得開展保險資金境外投資業務的資格。根據保監會批復，壽險聘請陽光資產管理公司為境內受托人、瑞銀集團為境外受托人，渣打銀行為托管人。國家外匯管理局批准陽光12億美元的外匯額度，這是陽光保險資金“走出去”邁出的重要一步。在陽光保險大金融規劃中，提出將打通產、壽與資管的界限與隔閡，建立規範的聯席會制度，樹立資產管理的終極客戶思想，變被動的管理資產模式為資產驅動型業務資產發展模式。有業內人士分析，三大戰略將成為這家公司尋求發展機遇的戰略基石，助推其實現綜合金融集團全方位發展目標。迷你倉將軍澳

英國《觀察家報》12月22日文章，迷你倉原題：中國旅遊業：我們最終看到了整個世界 這並非從芭堤雅觀景台欣賞風景的最佳時刻，天空電閃雷鳴，大海像一片淤泥。但來自中國杭州的學生沈文同（音）卻充分享受著，“太迷人了，我終於看到了世界。”沈頭一次出國。對世界而言，他並非一名普通遊客，他是中國遊客——一個全球性現象、不可阻擋的趨勢、有利可圖的機遇。2012年中國人超過美國人和德國人，成為全球最重要的國際遊客群體。到2015年初，中國每年將有超過1億人次出國旅遊，2020年將達到不可思議的2億。人人試圖從中分得一杯羹。英國政府宣佈將針對中國公民簡化簽証程序，印度開設中文的“少年派的奇幻漂流”之旅，希臘面向中國市場推廣“田園群島蜜月”之旅，甚至連津巴布韋政府也正同北京談判“最惠旅遊協定”文件倉…泰國處於這一繁榮浪潮的前沿。芭堤雅是幾乎所有中國客的必到之地。奇怪的是，在熱鬧的市中心和主要海灘卻鮮見他們。其實他們並不難找到。泰國70%的中國遊客是參團。從大象表演到鱷魚農場，這些旅遊團馬不停蹄從一個“自制”景點趕到另一個，中間停下來只是到中餐館吃飯。中國旅遊在英國起步較慢，不列顛正努力展現魅力。比如英航開通了成都至倫敦的直航，還在成都購物中心上演“大熊貓秀”。但跳舞的熊貓解決不了所有問題。英國的巴恩斯利便是例子。19世紀50年代將基督教引入中國的傳教士戴德生出生在此地，當地人認為，這裡會吸引數百萬中國朝聖者。但調查顯示，中國人對巴恩斯利感到失望：中國遊客喜歡晚上購物、卡拉OK和按摩，不喜歡酒吧和喝酒，“但中國遊客在這裡找不到這些”。▲（作者阿比蓋爾·霍沃思，王曉雄譯）存倉

澳洲公司Telstra出售CSLNW予香港電訊，mini storage作價24.25億美元，大概只係收回成本價。2000年PCCW收購香港電訊之後，分兩次（2001年2月及2002年7月）將旗下�流動電訊業務（CSL）賣晒俾Telstra，作價21億幾美元，後來CSL又合併�新世界流動�業務，組成CSLNW，現在一併賣番晒俾香港電訊，一來一回，其實冇乜賺頭，Telstra只係在香港賺�十三年錢�，資本增值就冇乜咯，但以Telstra公司角度而言，過去所積累到�經營利潤，似是無本生利，其實幾過癮。香港電訊又搞邊科？應該係當年PCCW以槓桿式收購香港電訊之後，立即面對沉重債務壓力，第一優先係將一�有價值�資產出售，套現償還部份債務，令銀行安心，眨眼過�十三年，香港電訊脫離PCCW成為獨立性�商業信託（Business Trust），本身已陸續償還不少債務，又有資格再向銀行（渣打還債）借款，向Te迷你倉stra買番CSL，亦鞏固香港電訊�流動電話電訊業務，市場佔有率一下子由12.8%擴大至43%，全港最大，勢力完全唔同，李澤楷、艾維朗及背後財務顧問之財技功力，實在非同凡響。但財技雖高，仍要Telstra肯制，先至有得玩��。澳洲公司點解肯制？一來賺�十三年錢之後，完全一筆過收回原來投資資金，計IRR（內部回報率）仍然可觀，二來澳洲公司大概睇得到，梁振英政府係要收回三分一3G頻譜拍賣，明益中移動，有呢隻超級大老虎入場，將來未必砌得佢贏，此外一旦失去三分一3G頻譜，削弱本身實力，不如趁住有人吼中自己，一筆過賣晒，退出香港市場算數，此舉好乾手淨腳�。Telstra賣CSLNW予香港電訊已是一家便宜兩家�，皆大歡喜。外資撤離香港，轉戰中國漸已成為趨勢，有報導話，外資廣告公司開始離開香港，搬去上海，廣告業在香港會持續萎縮。Telstra賣番CSL俾原來主人，在此時刻，別有另類意義！文件倉

生生不息本地三個主要會展中心濱海灣金沙、聖淘沙名勝世界和新達新加坡各有系列環保會展設施和服務。上月底在濱海灣金沙會展中心舉行的國際可持續發展商業論壇，迷你倉讓濱海灣金沙成為首個採納旅遊局指導原則的會展中心。王潤　報道wangrun@sph.com.sg新加坡大型會展中心提供越來越多環保會展設施和服務，鼓勵客戶在舉辦大型會議和活動時，選擇可持續發展的會展方式。新加坡旅遊局上個月推出會議、展覽與獎勵旅遊業（Meetings, Incentives, Conferences and Exhibitions，簡稱MICE）可持續發展指導原則，鼓勵本地MICE業者在提供環保會展設施方面達到國際水平。本地三個主要會展中心濱海灣金沙、聖淘沙名勝世界和新達新加坡各有系列環保會展設施和服務。上月底在濱海灣金沙會展中心舉行的國際可持續發展商業論壇，讓濱海灣金沙成為首個採納旅遊局指導原則的會展中心。為有效推廣環保會展方式，濱海灣金沙推出“金沙ECO360°”會展標準和工具，協助客戶計劃活動時做出環保選擇。標準包括不預先在桌上擺放稿紙、薄荷糖、飲用水等，用飲水機取代瓶裝水，不使用椅套，展廳冷氣設在25攝氏度，並安裝感應器，房間無人時電燈自動關閉等。“金沙ECO360°”也包括環保菜單，使用本地或鄰近國家進口食材，減少遠程食物運輸；烹煮食物的食用油也會再循環。客人的飲料不再提前預備，而是各取所需。為讓客戶看到環保會展方式的實際影響，“金沙ECO360°”也包括在會展結束後為客戶提供“影響報告”，詳細總結環保方式所節省的水電量等。濱海灣金沙可持續發展總監鄧凱文說，客戶可自由選擇適合的環保設施和服務，所有在濱海灣金沙會展中心舉辦的活動都包括環保元素。他說：“今年有3％至5％的客戶選擇‘金沙ECO360°’會展配套，希望明年增加至1self storage％至15％。”他也補充說，最新趨勢是有更多客戶參與志願服務，取代傳統的團隊建設活動，例如國際可持續發展商業論壇的與會者就參與濱海灣金沙的企業社會責任活動之一“Soap for Hope”，收集酒店房間沒有使用的液體肥皂和洗發水，通過慈善團體分給有需要的家庭。在聖淘沙名勝世界會展中心舉辦的多數會展和活動也都採用環保設施和服務，今年也有幾個客戶選擇全面環保會展方式。這包括無紙張合約和入住及退房手續；使用涼水杯取代瓶裝水；使用可清洗餐具取代一次性餐具；不用個別包裝的牛奶和糖；除了可循環使用的鉛筆，不提供其他文具；展廳冷氣溫度設在25攝氏度；電子顯示屏取代海報和條幅；儘量使用自然光；和杜絕食物浪費等。聖淘沙名勝世界業務管理部高級副總裁李安南說，越來越多機構採用環保會展方式，他們會主動要求相關信息，工作人員與客戶商討合約時，也會強調可持續會展設施和服務，鼓勵客戶使用。他說，聖淘沙名勝世界已設立包括所有部門的內部委員會，專門計劃和推廣環保措施，新員工的迎新和培訓活動也包括環保運作。聖淘沙名勝世界將參考旅遊局的指導原則，繼續提升。不久前完成翻新的新達新加坡會展中心利用科技節省能源，例如中央控制各展廳的電燈和冷氣，方便在無人時隨時關閉，安裝電子顯示屏和可允許6000個連接的無線網絡系統，鼓勵客人使用電子移動通訊設備，避免紙張等。新達新加坡會展中心總裁麥豪克說，翻新後的新達城有很多環保元素，公司相信可持續發展運作的好處和意義，並積極在這方面提升，希望不僅達到旅遊局指導原則的標準，甚至做得更好。濱海灣金沙推出“金沙ECO360°”會展標準和工具，協助客戶計劃活動時做出環保選擇。標準包括不預先在桌上擺放稿紙、薄荷糖、飲用水等，用飲水機取代瓶裝水，不使用椅套，展廳冷氣設在25攝氏度，並安裝感應器，房間無人時電燈自動關閉等。迷利倉

●李同周 四川經濟日報記者 李陽西充，迷你倉最平一座矗立在川東北的縣城，以其優美的生態環境、深厚的文化積澱，涵養其一方熱土，展現其特有的魅力。該縣縣委、縣政府緊緊圍繞美麗西充的建設目標，打響了建設生態西充的戰略。通過實施綠化工程，構建了城鄉生態景觀長廊、開展縣域河道治理、提升城鄉人居環境檔次、建設“城在山中生，水在城中流，林在城中長，園在城中建”的綠色生態體系。沿山潑綠·打造生態長廊近年來，西充縣按照生態立縣，環境優先的發展戰略，加大了對生態建設的投入，堅持道路林蔭化、農田林網化、庭院園林化、荒山全綠化的生態建設目標，在全縣範圍內大力實施退耕還林工程、環城防護林建設、沿山植樹造林、對森林景觀進行了林相改造。林相改造依托生態、人文和園林的三大特色，重點對化鳳山、鳳凰山以及九龍潭風景區山體進行了優化打造。如今，曲徑通幽、風景如畫的化鳳山、鳳凰山公園，其森林茂密、峰巒疊翠，亭台、樓閣掩映其間，景色迷人，形成了一道道生態“綠色長廊”，也成為人們避暑消夏、休閒遊覽的絕佳去處。與此同時，該縣還以經果林為輔，精心對縣城周邊山體進行了整體綠化：在鳳鳴鎮雙龍橋村栽植櫻花2萬株，將其打造為“櫻花之溝”；成功招引四川康馨玫瑰公司投資1.6億元，在張瀾故里打造“玫瑰花穀”；在蓮池、太平、永清等地實施森林撫育項目1萬畝；在蓮池、占山、多扶等鄉鎮荒山造林及公益人工植苗1.5萬畝；在晉城、常林、占山等鄉鎮栽種珍稀林木2萬畝；在扶君、東太、雙鳳等鄉鎮種植香椿1萬畝……目前，全縣綠化覆蓋率達到41.7%。一系列的造林植綠活動，還為西充奪得了“全國綠化示範縣”、“全國木材戰略儲備縣”的榮譽。聚水映綠·激活生態動脈“虹溪河、象溪河變得這麼清，不僅美化了城市景觀，也給沿河兩岸居民提供了一個休閒娛樂好去處。”面對清澈的河水及河道周邊的優美環境，沿河散步的市民發出了這樣的感慨。採訪中，記者發現，曾經渾濁的河流，正悄然發生著改變。水被稱為城市的綠色動脈，城因水而興，城有水則靈。針對西充無大江大河過境的現狀，西充人對穿城而過的虹溪河、象溪河進行了“三期”治理。在河道景觀提升上，堅持喬、灌、草搭配，花、藤、石交融，形、體、色映襯的綠化理念，精心打造出生態新城和宜居城市。如今，縣城的虹迷你倉河、象溪河水清魚游、岸綠景美，河的兩岸林成片、樹成行，林水相依……構成了一幅“一河清水、兩岸綠色、城景交融、人水和諧”的畫卷。同時，當年大手筆�動的蓮花湖如今已波光粼粼，岸邊花草吐露芬芳，柳樹與竹林隨風搖曳，休閒步道、沿湖幽徑、亭台樓閣、親水平台等配套設施一應俱全……使得蓮花湖成為了休閒的勝景。繼蓮花湖之後，九龍潭風景區又立項修建。治理“兩河”化濁為清，搭壩成湖“無中生有”，突出水的靈氣，彰顯綠的活力，豐富美的內涵。“山與水”是人類親近自然的主要媒介，飽嘗過“無水之苦”的西充人，正在圍繞著“水”大做文章，充分將生態山水、城市公園、人文景觀與河道綠化整治結合起來，打造有山為依、臨水而居的優美生態環境。城鄉植綠·美化生態環境“從安漢大道到譙周大道，一路綠色一路風景，高低灌木錯落搭配，四季花卉交替綻放，讓人賞心悅目。”縣城居民曹瑋對西充縣城的綠化如此描繪，“漫步于蓮花湖畔，呼吸著新鮮空氣，欣賞著優美風光，讓人享受到自然風光的舒適和愜意……”近年來，西充縣按照“人水相親、綠水繞城、依山就水”的生態理念，進行城區公園綠化、道路綠化、單位和居住小區綠化，新增了公共綠地上萬平方米。如此一來，城區綠地不但提升了城市品位，也提高了城區居民的幸福指數。“你看這綠樹鮮花多漂亮啊！路過這裡的人，感覺到如行畫中，心情自然舒暢。”在譙周大道，記者看到，路邊綻放的波斯菊吸引來三五成群的路人，他們一邊拍照，一邊說出了心中的感受。以綠為基，加大投入，讓鄉村也美起來。西充縣以改善城鄉人居環境，構建富裕、和諧、靚麗新村為目標，在村莊周圍及主幹道、河渠周邊栽花植樹，構建起“村在山水間，家在花園里”的生態美景，極大地改善了農村生態環境和人居環境，初步形成了林繞村、村環林的立體綠化景觀。同時，西充縣還將生態建設與小城鎮建設相結合，強力推進鳳鳴鎮雙龍橋村、義興鎮書房山村等新型農村綜合體的建設，並將其打造成具有休閒旅遊功能的最美鄉村。生態建設提升了現代農業、鄉村旅遊業、產業園區的品位和檔次，由此帶來的生態效應正在不斷被放大。如今的西充，無論你漫步在城區的公園綠地，還是嬉戲于鄉間的詩畫田園，隨處都可以看到綠樹婆娑、鮮花綻放、湖光瀲灩、山清水秀的美景，讓人心曠神怡、讓人流連忘返。mini storage

mini storage epaper.gmw.cn/gmrb/images/2013-12/22/04/2013122204_pdf.pdf...——一個縣級小劇團的送戲下鄉路 韓業庭 邢兆遠 日前，山西省芮城縣青年蒲劇團被中共中央宣傳部、文化部、國家新聞出版廣電總局授予...迷你倉

台中市為全國中區低碳示範城市，文件倉市內多項工程建設、活動辦理，均以低碳為號召，其中，台中市除了首創「市公車8公里內免費」優惠，今年再加入10輛電動公車，展現推動「低碳交通」的企圖。台中市在低碳交通推廣上，除了自行車、電動汽機車，今年更加入了10輛的電動公車，各項低碳運輸具備，數量將逐年擴增，慢慢取代現有的採用汽油的運具，以提升城市的空氣品質。台中市「低碳城市推動辦公室」執行長黃崇典指出，今年台中市公車載運量每月最高載運人次已突破900萬人次，明（2014）年載運量可望突破1億人次。現階段公車的二氧化碳排放量每年可減少約10萬公噸，相當於種6,250棵樹（約15年生林木）。台中市「低碳城市推動辦公存倉」日前在台中市政府集會堂舉辦為期一周的「低碳推動成果發表會」，現場展示台中市在低碳教育、交通、生活各方面的重要建設，期間天天邀請各路達人現身說法，推廣「低碳生活」，包括自行車達人－台萬工業董事長白正忠，以及公車達人－台中公園駐在所警員林志遠，各分享鐵馬新生活運動以及台中坐公車吃喝玩樂攻略。「低碳旅遊」漸成全球趨勢，在刷卡8公里內免費搭公車的利多下，台中市觀光旅遊局近日推出10條低碳旅遊路線，結合台中的熱門景點，例如秋紅谷、草悟道、高美溼地、鎮瀾宮、谷關及大坑風景區，以及住宿資訊，印成「台中公車賞遊趣」手冊，在台中火車站、高鐵站等處供人免費取閱，便利民眾之餘，也減少私人運輸工具的使用量。（徐谷楨）儲存

Source: The Florida Times-Union, JacksonvilleDec.迷利倉 21--GREEN COVE SPRINGS -- Natasha Williams and the 10 kids she was managing showed up for the J.P. Hall Children's Charities Christmas Party at 6 p.m. Friday.Other people had been getting ready for Saturday's party a lot longer.It was the 32nd year the gathering was held for financially struggling families in Clay County, and the roughly 200 volunteers putting it together included people who had been with the event for decades.The party was part of a string of weekend get-togethers, either formal or impromptu, that helped people in a tropically warm Northeast Florida prepare for one of Christianity's most cherished days.Bruce Butler Jr. was part of a police explorer group, a Boy Scout-like unit, when he first donated some time at a Hall party in the 1990s. He has returned every year since then, except when he moved to Puerto Rico in 2007.Butler still lives in Puerto Rico, where he's a federal wildlife officer. But he comes back to Clay County each December to see family and help out at the charity that gave him scholarships through his first two years of college."Home is where the heart is," Butler said. "Green Cove Springs will always be my home."There are still people who need help there.Organizer Virginia Hall estimated more than 2,000 children and their families turned out for the party at the Clay County Fairgrounds, the first lining up by 10:30 a.m. Friday."I think we all depend on it," said Christy Carrasco, whose daughter and two sons left with items including clothing, books, games, a remote-control car and beauty supplies. Others left with bicycles.Brad Bogges had been coming to the party since his daughter, Mary Jane, needed heart surgery four years ago and he had struggled to meet the family's expens迷你倉s while raising his girl alone. A friend told him about the party, and Bogges said it had been a blessing to have Christmas presents for his daughter, now 11."I don't think we'd be able to do it without this," he said.Miles away, near the Duval-St. Johns County line, the approach of Christmas was marked by a line of families waiting for photos with Santa while neighbors visited with Jacksonville Beach police at a yearly party at Turner Ace Hardware on Marsh Landing Parkway.The gathering gives some continuity and helps signal the holiday season is here, said Ian Weldon, who has brought his wife and three kids, ages 2 to 6, for the past four years. Watching the kids get older in the photos, he said, he's glad to have the mementos of past years.While kids nearby got pointers on bike safety in the parking lot, Jacksonville Beach Detective Travis Brown and other members of the police SWAT team were explaining their gear -- an AR-15 rifle, a sniper rifle, a metal shield and door-ramming devices -- to clusters of youngsters who lined up to try on body armor laden with ammunition clips, tourniquets and gas masks."You've got enough ammo to take on a small country," Brown joked with youngsters taking turns wearing a vest weighing 40 to 50 pounds. He said later he hoped the event would make police seem more approachable.Inside the hardware store, the line for pictures with Santa and Mrs. Claus (Cpl. Michael Abate and Officer Deborah Coppola) crept along, as the First Coast got ready for Christmas.Times-Union photo editor Bob Mack contributed to this report.Steve Patterson,(904) 359-4263Copyright: ___ (c)2013 The Florida Times-Union (Jacksonville, Fla.) Visit The Florida Times-Union (Jacksonville, Fla.) at .jacksonville.com Distributed by MCT Information Services自存倉

Source: St.文件倉 Louis Post-DispatchDec. 21--Monica Green could live on $15 an hour. She couldn't live on $7.35.When her $15-an-hour job disappeared, and she was reduced to fast-food and health aide work, she and five of her seven children landed in the Gateway 180 emergency homeless shelter, just north of downtown."It's a gym and a whole bunch of beds, and you're next to people you don't know," Green said. "My boy said, 'Who are these people, Mama?'"But it was warm, and the family was fed."It's not a horrible place, as people say. It's not comfortable. They try to help you out and give you resources," she said.Green's story may be relevant to the running debate over whether to raise the minimum wage.A noisy campaign is under way, led by labor activists, demanding that the minimum wage -- $7.25 nationally, $7.35 in Missouri -- be raised to $15 per hour. Fast-food workers, who often earn the minimum, have been marching around restaurants shouting, "St. Louis can't survive on $7.35."President Barack Obama this month called for a 39 percent hike to $10.10, citing a low minimum wage as a factor in rising income inequality in America. He talked about people "who work their tails off and are still living at or barely above poverty."Opponents warn that a much higher wage would lead to fewer jobs for low-skilled workers, and people such as Green might have no job at all.CONFLICTING STUDIESEconomists have been arguing about the minimum wage since the 1930s and they're still at it. The anti-wage-hike argument goes like this: Higher wages force employers to raise prices. Restaurants will sell fewer hamburgers, and will need fewer people to serve them. Pressed by higher costs, employers also turn to automation -- such as self-serve drink stands -- and the job count will fall farther.The chief proponent of that view is David Neumark of the University of California, Irvine. He finds that a 10 percent rise in the minimum wage may reduce employment by 1 to 3 percent for people on the bottom rung. This wipes out the social benefit of higher wages for the workers who remain.The higher wages-equals-fewer jobs view was dominant until the 1990s, when other studies appeared showing little or no effect on jobs when the minimum rises.Most studies have concentrated on teenagers and the restaurant business. All of the studies face the problem of separating the effect of a minimum wage hike from everything else happening in the economy.To get at that problem, economist Andrajit Dube and his colleagues at the University of California, Berkeley compared counties that share a border formed by a state line. Among them are the counties along the Mississippi River between Missouri and Illinois, including St. Louis. The researchers then looked at what happened at restaurants when one state raised the minimum and the other didn't.Their 2010 study found that restaurant pay in the wage-hike state went up, but employment stayed even with the neighboring counties where wages didn't rise."For cross-state contiguous counties, we find strong earnings effects and no employment effects of minimum wage increases," they concluded.The explanation from high-wage advocates goes like this: Tough competition prevents owners from raising prices by much, so they need the same number of people to serve nearly the same number of hamburgers. Instead, higher wages squeeze profits. They also cause "wage compression." Owners deny raises for managers to finance raises on the bottom rung. Meanwhile, higher wages mean that fewer employees quit, cutting hiring and training expenses.'STRONG FOR THE KIDS'This debate is not academic to Monica Green.Green, 33, dropped out of high school when she became pregnant at age 16. She thinks that's why she's been stuck working in restaurant kitchens. Better jobs demand a high school diploma.Things were fine when her husband was working, and when Green was earning $15 an hour as a cook at a restaurant in the University City Loop.They earned $40,000 in the good years. That made raising seven children possible, although not easy. "I was married. We made decent money. I didn't need the system," she said.Then things fell apart. The couple divorced. She took the kids and moved out. Green's employer cut her pay to $12, then cut her hours. "I was only getting 12 hours per week," she said.She left and took at job at a Popeyes restaurant in north St. Louis County. It offered more hours, but paid only the minimum wage. She found a second part-time job as a health aide, working the overnight shift for $9 an hour. She collects no child support."I couldn't pay the rent. I couldn't pay the heat," she said. "I tried to get to the end of the month, but it wasn't enough."She moved the family place to place, ended up in her cousin's house, and finally at the shelter in October of last year. She took five children with her, and left two with relatives."You try to be strong for the kids. At night you just try to wish you were in a better place," she said. "I was living in a shelter and working two jobs."About one in five women at the Gateway 180 shelter has a job, often at minimum wage. "The ones who are employed are generally working in food service. Obviously they're not making it. That's why they're here," said Kathleen Beach, interim director at the shelter, which serves women and children.WHO GETS MINIMUM WAGE?Except for the number of her children, Monica Green would be a fairly typical low-wage worker. For one, she's not a teenager.The liberal-leaning Economic Policy Institute looked at who would benefit if the minimum wage was raised to $10.10. It reported that 88 percent are at least 20 years old, and a third are at least 40 or older. A little more than half work full time, and about a quarter have children.Conservative groups see the numbers differently. The business-supported Employment Policies Institute notes that many low-wage workers aren't the sole breadwinner in their families.The group looked at who would benefit if the mini存倉um was raised to $9.80, a previous plan that Obama endorsed. The typical beneficiary had a family income of $50,662, the institute calculated.Indeed, Green's paycheck isn't her sole income. Uncle Sam helps, giving her $900 a month in food stamps. She is also eligible for the Earned Income Tax Credit. That's a reverse income tax program that gives refund checks to working people too poor to owe any income taxes. It pays up to $6,000, depending on income and family size.Her children are on Medicaid, the government health coverage for the poor. She just signed up for subsidized health insurance for herself under Obamacare. It starts in January.She is not unusual. Researchers at Berkeley and the University of Illinois studied welfare payments among fast food workers, who average $8.69 per hour and 30 hours per week. They found that 52 percent receive public assistance. In Missouri, the bill runs to $147 million per year. Nationally, it's nearly $7 billion.This galls supporters of a higher minimum wage, who say taxpayers are picking up a tab that employers should pay.Raising the minimum would provide an economic boost to poor parts of town where low-wage workers spend their money, advocates say."These guys are not going to sock it away in their savings accounts," said Martin Rafanan, a Lutheran minister assigned by his bishop to help in the minimum wage campaign. "The low-wage, no-benefits approach just puts money in the pockets of rich people."But economists such as Neumark argue the opposite. If the idea is to help the poor, the tax credit works better than raising the minimum wage, he said. The credit goes only to the working poor, he notes, not to middle-class teens working for pocket money. And it doesn't reduce jobs.BUSINESS PERSPECTIVEFast-food entrepreneurs, meanwhile, are largely keeping quiet. The Post-Dispatch contacted franchisees who own McDonald's, Burger King, Taco Bell and Wendy's restaurants in St. Louis, as well as the St. Louis-based Panera chain. None were willing to discuss the minimum wage and its effect on their business.A McDonald's corporate spokeswoman, responding to a minimum-wage demonstration in St. Louis this month, emailed a statement: "McDonald's and our owner-operators are committed to providing our employees with opportunities to succeed. We offer employees advancement opportunities, competitive pay and benefits," it said.Forrest Miller said he pays more than the minimum at his family's Giuseppe's restaurant in St. Louis and Royale Orleans banquet hall in south St. Louis County. But he thinks raising the floor is a bad idea."When you hire entry-level people, it's a weed-out process. If they stay, they get advanced. Nobody in their right mind is going to let a good employee stay on the minimum wage. You'll lose them."The minimum has become a mishmash, changing state to state. While the national rate is set at $7.25, it's a dime an hour higher in Missouri because the wage is adjusted by law for inflation. It will rise to $7.50 next month.In Illinois, the minimum wage is $8.25 an hour, and Gov. Pat Quinn has called for an increase to $10 an hour. In San Francisco, the minimum wage is $10.74.The fast-food industry has survived hikes in the minimum wage, and the industry could withstand another "modest" one, said Jonathan Maze, editor of Restaurant Finance Monitor.How about a $15 minimum? "A restaurant that pays a $7.50 minimum would likely have to raise prices about 20 percent, which would increase the cost of a Big Mac by 80 cents, making it $4.79," he wrote in a recent analysis.That's near the breaking point for fast-food diners, he said. McDonald's cut the Angus Burger from its menu when it didn't sell for nearly $5, he notes.That worries restaurant owners. Wages make up about a third of their operating costs."Fast food exists mainly to sell cheap food," Maze said. "When they see a huge increase in a major line item, it hurts their ability to sell cheap food."Results vary by the brand and location, but the typical fast-food restaurant will bring in $1.2 million to $3.1 million a year in sales, Maze said. Operating profit margins run about 12 percent.Those margins used to be wider. The slow-growth economy has not been kind to fast-food chains, Maze said. Evidence of that is the persistence of the dollar menus, which defy inflation. "People have been born and are now graduating from college since the dollar menu has been out," he said.Shrinking margins have led to some consolidation. Owners of one and two restaurants are becoming less common than those owning dozens.A moderately higher minimum wage wouldn't cause many fast-food places to fold, Maze believes. Instead, it would squeeze profits and slow expansion. That would be a shame, he says, because restaurants have been one of the fastest-growing parts of the employment picture.Advocates for higher wages like to point to the fat profits of big fast-food chains, which both own and franchise their restaurants. McDonald's made a $5.5 billion profit last year.Monica Green, meanwhile, has finally escaped fast food. She's out of the shelter too, thanks to Gateway 180, the charity that runs it. The group has been paying Green's rent for an apartment in a run-down building, bordered by abandoned houses in north city's College Hill neighborhood.It's "transitional housing," a temporary program designed to give the family financial breathing room.To Green, things are looking up. Mother and kids, all seven of them, are together again. She found a $10 per hour, part-time job at a Brentwood restaurant. That, and her overnight health aide job, equals about 40 hours a week. With no rent to pay, she can put money into savings.She studies for her general equivalency diploma during the day. "I think life is going to be better," she said. "I got Jesus. He's going to see me through it."Copyright: ___ (c)2013 the St. Louis Post-Dispatch Visit the St. Louis Post-Dispatch at .stltoday.com Distributed by MCT Information Services儲存

冰糖、砂糖、果糖、楓糖……各式各樣的加工糖，迷你倉尖沙咀來自不同的製程，口感和保留的養分也不同，到底吃什麼糖好？是很多消費者的疑問。冰糖最精緻 蔗糖含量99.9%蔗糖因加工精緻程度不同，有不同等級產品，如冰糖、白砂糖、黃砂糖（二砂）、黑糖等。振興醫院營養科組長黃幸妮表示，蔗糖含量最高的是冰糖，超過99.9%，白砂糖純度可達99.6%以上。黃砂糖因含有少量有機物及礦物質而有顏色；黑糖顏色很深，精緻度較低，蔗糖含量也較低，但保有較多的礦物質及有機物。黑糖甜度高 保有營養成分甜度方面，黃幸妮說，精緻度較低的黑糖及二砂的口感較甜；純度高的白糖及冰糖甜度稍低，適合於咖啡或茶中調味；黑糖具特殊風味，適合烹調甜點時使用；黃砂糖常用於一般烹煮的調味。在營養上，黃幸妮說，黑糖的鈣、鉀與鐵含量較高，也含有較高的維生素B群與C，營養價值比白糖及砂糖高一些。台安醫院營養師劉怡里說，蔗糖、果糖都是1克4大卡，熱量相同，過量都會造成肥胖；她提醒，即使天然的糖都不能吃太多，如同天然水果不能吃太多一樣，容易產生代謝症候群問題。天然糖類中 果糖甜度最高民眾最熟悉的果糖，存在水果與蜂蜜等食物中。黃幸妮說，果糖甜度是所有的天然糖中最高，如果把蔗糖的甜度定為100，果糖的甜度可達150到170。葡萄糖和果糖代謝方式不同，劉怡里說，葡萄糖會直接利用，果糖則容易囤積在腹部和肝臟，過量就會造成脂肪肝的問題，如民眾愛喝飲料，等於間接傷害肝臟。蜂蜜楓糖有營養 但含量不高有人認為黑糖或蜂蜜、楓糖比較健康，劉怡里說，這些其實都是精製糖，比較健康的部份是，當中有微量的維生素和礦物質。但不管什麼糖，從營養學角度來看，過量都不好。黃幸妮也說，黑糖含維生素和礦物質，也含熱量，不建議多吃，但可以替代其他精製糖類。不過，糖尿病、腎臟病及高血壓等慢性病患和正在減重的人，應少食用黑糖。蜂蜜主要成分也是糖分，除蔗糖外，另含麥芽倉、葡萄糖及果糖等。黃幸妮說，蜂蜜有維生素及礦物質，但含量不高，楓糖和黑糖也都是如此。高果糖糖漿 增慢性病風險所謂高果糖糖漿（玉米果糖）是以酸或酵素將玉米澱粉分解所製成，是混合了多醣、雙醣及多醣的液體，且按照分解的程度不同，甜度也不相同，多數用在飲料類的食品中。劉怡里說，高果糖糖漿55%是果糖，45%葡萄糖，汽水、蘇打飲料、果汁和運動飲料都有，會增加肥胖、心血管疾病和糖尿病的風險。▇ 糖的替代品用代糖減肥非根本之道代糖類即為糖的替代品，大致分為兩大類，營養性代糖與非營養性代糖。黃幸妮解釋，差別在營養性代糖會產生熱量，非營養性代糖不會產生熱量。營養性代糖中，例如存在於天然蔬菜中的木糖醇，甜度與糖類相當，所產生的熱量僅有一般糖類的一半，在口香糖、糖果等產品可見。常見的非營養性代糖為阿斯巴甜，甜度約為糖類的200倍，無糖汽水中最常使用。黃幸妮提醒，代糖使用初衷，是為滿足因健康問題而無法享用甜品患者的味覺，終究不是控制體重的根本之道。劉怡里也說，代糖顯示人類無法拒絕對糖的渴望，往往無糖就失去風味來源。如無糖優酪乳不甜，孩子不愛喝；咖啡不加糖不好喝，就以奶精調味；麵包無糖無油，吃起來比較乾。她強調，食品中使用代糖，只要符合規範都可以接受，但還是不要依賴代糖，無糖更好。▇ 常見糖類熱量比較種類（每100gm） 熱量(kcal)冰糖 387白砂糖 385黃砂糖 385黑糖 365麥芽糖 325蜂蜜 315果糖 297楓糖 258資料來源黃幸妮營養師　▇ 聯合報mini storage

信息來源於四川新聞網 / Cited from .存倉newssc.org/據新華社北京12月21日電 國家食品藥品監管總局網站21日消息,國務院食品安全委員會辦公室要求乳製品骨幹企業帶頭維護市場秩序,保障“兩節”市場乳製品質量安全。國務院食安辦要求,乳製品生產企業要切實履行質量安全首負責任,真正從源頭上保障乳製品質量儲存全。同時,各地食品安全辦要抓好五項工作:一是切實抓好奶源管理。二是加大對重點品種、重點企業和重點區域的檢查力度。三是加強乳製品生產企業分類管理。四是強化乳製品抽檢工作,及時公佈監督抽檢結果。五是嚴格排查生鮮乳收購、運輸和乳製品生產、銷售等各環節隱患,加強與公安部門協作配合,對“奶霸”擾亂奶源市場行為,堅決予以嚴厲打擊。迷你倉

苗栗縣苑裡鎮經營汽車修理廠蘇國隆，迷你倉尖沙咀因喜歡美式食物，自創古早味烤窯，烤出紮實又Q彈窯烤披薩與麵包，在親友促擁下，親友就在修理廠一隅，與太太柯美麗賣起手工窯烤披薩和麵包。45歲的蘇國隆從事汽車修理業逾20年，平時吃多了機器做的麵包和披薩，五年前起，竟開始鑽研麵粉製作到配料，還自製小型烤窯，劈柴當炭火。蘇國隆的手作披薩，餅皮較一般披薩店的薄，吃起來紮實、有彈性，加上倉多實在，送入炭窯中烤後帶有炭香味；低溫發酵麵包，吃起來香Q，難怪一出爐就令人食指大動。汽車修理是我的「職業」，手工披薩、麵包是我的「興趣」，蘇國隆說，平時周二、三才有新鮮現做手工麵包，窯烤披薩則只有周六、日才買得到，由於生意超好，周末連母親、姐姐都上場，一家人忙得不亦樂乎。蘇國隆表示，一開始只是自己想吃，沒想到會有這種成果，看到回門的客人愈來愈多，「很有成就感」。mini storage