sgusers5的部落格

By Xie Yu in Shanghai and Du Juan in Beijing ( China Daily) The mainland's stock market surged to its highest level since late June on Monday as investors interpreted positive July economic data as a sign that downside risks had receded.新蒲崗迷你倉The benchmark Shanghai Composite Index rose 2.39 percent to 2,102.35 points, with turnover swelling to 116.5 billion yuan ($19 billion) from 83 billion yuan on Friday.Leading the rally were coal miners, which represent the main source of energy, and non-ferrous metal companies. These sectors gained 7.86 percent and 4.34 percent, respectively.China Shenhua Energy Co, the nation's biggest coal producer, rallied 6.1 percent to 17.14 yuan a share.Jiangxi Copper Co, the largest copper producer, had its biggest gain in a month with a surge of almost 4.5 percent to 17.93 yuan.Analysts said the rebound in China's official Purchasing Managers' Index and trade data, and subdued inflation readings in July, show the economy has stabilized and is set to recover in the third quarter.That assessment has lifted commodities, commodity-related currencies and some stocks."Prices of commodities and related shares were weak in recent months because of concerns about a slowing economy in China."But prices of these assets have strengthened as investors took heart from the upbeat data in July. The latest figures show the economy is picking up, with exports and imports rebounding with a speed above expectations in July," said Zito Ji, an analyst with a mutual fund in Shanghai.An increase in economic activity in the coming months may boost demand for primary materials, he added.According to the National Bureau of Statistics, industrial production growth accelerated to 9.7 percent year-on-year in July from 8.9 percent in June. The figure last month was significantly above market expectations of 8.9 percent.Output growth of major products has quickened, especially steel products, nonferrous metals, powemini storage and cement.Consumer price inflation was 2.7 percent year-on-year in July, unchanged from June.What's more, the stock market is widely expected to benefit from the injection of capital into the banking sector this month, which is helping boost overall liquidity in the economy.In the past two weeks, the People's Bank of China has conducted several reverse repurchase operations to inject liquidity.The seven-day repo rate has declined to below 4 percent, which is read by analysts as a positive signal that the authorities intend to stabilize short-term liquidity and bring down the cost of capital."We do see some negative impact from the June inter-bank liquidity crunch on credit availability for the real economy, as evidenced by the sharp fall in corporate bond issuance and bills."However, we believe the impact is muted because Premier Li Keqiang's team has taken decisive measures to calm the inter-bank market and to support growth," Ting Lu, an economist with Merrill Lynch wrote in a note on Monday.Several economists said the bear market for Chinese equities is over and it's a good time to invest.Media reports said the number of individuals holding more than 100 million yuan worth of domestic shares had increased by 7.8 percent from June to 1,231 by the end of July.Despite the overall poor performance of equities this year, an index from data provider Wind Information Co Ltd shows culture and media companies rising 78 percent this year.Explaining the robust rise in coal shares, Dai Bing, director of the coal industry information department at JYD Online Corp, a Beijing-based bulk commodity consultancy, noted developments in Shanxi province.Shanxi, the nation's traditional coal producer, last week launched new policies to help miners increase production and revenue.Shanxi's moves will be followed by other coal-producing areas, Dai forecast.Contact the writers at xieyu@chinadaily.com.cn and dujuan@chinadaily.com.cnself storage

By Li Tao in Hong Kong ( China Daily) Tencent Holdings Ltd, China's biggest Internet company, is planning a spinoff of its popular messaging and social media app through a separate listing on the Singapore stock exchange.迷你倉出租Tencent has set up an office in Singapore to deal with WeChat's listing, a person close to the matter told China Daily.The source didn't disclose the name of the new entity.The popular app, known as Weixin, has more than 400 million users in its domestic market alone, according to the Ministry of Industry and Information Technology.WeChat has been an "overnight success" for Pony Ma, chairman and chief executive officer of the Internet conglomerate, who hadn't even "prepared any explicit timetable for the listing or come up with a solid money-making plan for the popular instant messaging tool", the source said.Tencent initially planned to list WeChat on the Hong Kong stock exchange, like the holding company that completed its initial public offering in June 2004.The shares of that company closed at HK$367.40 ($47.37) on Monday, making them the most expensive shares in Hong Kong. At the time of the IPO, the shares were priced at HK$3.70.Tencent abandoned the plan to list WeChat in Hong Kong as an "initial public offering of a spinoff on the same stock exchange with the holding company will raise more issues for Tencent", while a separate listing of WeChat in Singapore is "an apparently easier choice", said the source.Tencent's heavy investment and recognition in the overseas market, especially in Southeast Asia, will also support its fundraising activities in Singapore.Earlier this year, Louis Song, a Tencent regional manager for Malaysia and Singapore, said the company had been waging intensive campaigns to expand its presence in those markets.Tencent President Lau Chi-ping said in July that overseas registered WeChat users had exce儲存倉ded 70 million, up 75 percent from April.With such an enormous user base, the profit model of WeChat remains a "mystery", according to the source. WeChat is still a "strategic product" for Tencent, like Tencent Weibo, which means the company doesn't expect to turn a profit at present.But the earnings prospects are definitely rosy, said the source. Tencent released WeChat 5.0 earlier this month, which for the first time introduced games into the app.One game, called Tian Tian Ai Xiao Chu, which must be downloaded separately from WeChat 5.0, was downloaded nearly 80 million times on the day of its debut.Tencent's first-quarter profit rose 37.1 percent to 4.04 billion yuan ($660 million), fueled by robust growth in online gaming and advertising income, the company said in May."Say, if we only charge 1 yuan for downloading the game from WeChat in the future, it will bring us 80 million yuan from WeChat, in just one day," said the source.WeChat's future versions will gradually introduce "money-making tools" for Tencent, but the company will be very discreet about these decisions, the source added.Tencent will not hastily utilize WeChat to make money as it is not even an issue for such a cash-rich company, according to the source.Following a maiden US-dollar bond transaction in December 2011 with a $600 million issue, on Aug 30, 2012, Tencent issued $600 million in 5.5-year unsecured notes. The net proceeds of $594 million were to be used for "general corporate purposes"."Tencent's ultimate goal remains an initial public offering on NASDAQ and all these bond issue activities serve to test the reaction of global markets," said the source."But it appears the dual listing plan in the US has been put aside by Tencent at this moment, given the relatively stricter listing rules as well as concerns from regulators (there)," the source added.litao@chinadailyhk.com迷你倉沙田

DUBLIN, August 12, 2013 /PRNewswire/ --Research and Markets ( .自存倉researchandmarkets.com/research/pjsz56/3d_mobile_market) has announced the addition of the "3D Mobile Market: Global Advancements, Business Models, Technology Roadmap, Forecasts & Analysis (2013 - 2018)" [.researchandmarkets.com/research/pjsz56/3d_mobile_market ] report to their offering.(Logo: photos.prnewswire.com/prnh/20130307/600769 )The past decade witnessed a giant leap in the entertainment industry, with 3Dl motion pictures trickling out of cinemas to 3D television screens. New generation 3D mobile phones are next to follow suit, without the need for 3D viewing glasses. With an increasing number of mobile applications and technologies being produced, 3D capture is likely to become as important as 3D viewing in TVs. Mobile phones with 3D cameras and HD video recording capabilities are set to become a rage in the near future.With investments towering up for 3D content development, market players such as Movidius, Myriad, NVIDIA, Qualcomm, Sharp Corporation and Texas Instruments already foresee a huge potential in this market. This improvised 3D experience on mobile phones is set to revolutionize the multimedia market by broadening the horizons of the entertainment industry.This report looks at the implementation of 3D in mobile PCs. It analyzes the challenges and opportunitie迷你倉新蒲崗 for 3D technology in mobile devices [.researchandmarkets.com/research/pjsz56/3d_mobile_market ] as well as its impact in the marketplace. The report also gives insights on global implementation trends, key market players, future scope, drivers and restraints in the market, along with growth potential across different geographical regions.Key Topics Covered:1 Introduction2 Executive Summary3 Market Overview4 Mobile 3D: Market Size & Forecast by 3D-Enabled Devices & Components5 Mobile 3D: Market Size & Forecast by Applications6 Mobile 3D: Market Size & Forecast by Regions7 Company ProfilesCompanies Mentioned- 3M - Amazon - Amobee - Apple - Cooliris - Eon Reality - Hitachi - HTC - Imagination Technologies - Inmobi - Intel - LG - Masterimage - Microoled - Microvision - Motorola - Movidius - Nokia - NTT Docomo - Nvidia - Qualcomm - Samsung - Sharp - Toshiba - YuvsoftFor more information visit .researchandmarkets.com/research/pjsz56/3d_mobile_marketResearch and Markets Laura Wood, Senior Manager. press@researchandmarkets.com U.S. Fax: +1-646-607-1907 Fax (outside U.S.): +353-1-481-1716 Sector: Computing and Technology [.researchandmarkets.com/categories.asp?cat_id=33&campaign_id=pjsz56 ]Photo: photos.prnewswire.com/prnh/20130307/600769Photo: photos.prnewswire.com/prnh/20130307/600769Research and Markets迷你倉出租

南都訊 記者肖陽 全國上下“打壓”房地產市場幾乎成為共識，新蒲崗迷你倉盡管降房價沒有實質效果，但對於銀行方面房產貸款放貸卻異常艱難，現各大銀行卻紛紛將橄欖枝伸向了旅遊產業。逼近下一個出游黃金節點，大銀行巨頭紛紛出現在旅行社舉辦的出境游熱賣會上，聯手旅行社上演搶客大戰。南都記者瞭解到，目前，工商銀行、建設銀行和農業銀行等金融巨頭推出了旅遊專屬信用卡，持卡遊客能享受到報團分期付款、出境消費免利息或手續費等金融服務，且大多無需擔保，只要提供在職證明等即可辦理，因此即使是剛就業的年輕人都能輕鬆歐洲游，通過分mini storage付款的方式就可以用“未來錢”支付保證金及出游費用。南湖國旅出境游中心負責人黃宇綱認為，傳統旅行社的出境游產品毛利較低，相應推出的促銷優惠政策無法完全滿足消費者需求，而銀行及其金融解決業務的加入能有效幫助旅行社提高優惠幅度，提升旅遊產品的性價比並進一步完善自身的旅遊服務。如工商銀行就攜手南湖國旅推出旅遊聯名卡，“工銀南湖國旅旅遊聯名卡”的持有人在南湖國旅各大名店報名指定旅遊線路及產品，不但可享受到5至7折的旅遊報名優惠，還可享受到生日旅遊優惠、會員日優惠、旅遊分期付款服務等多種實惠增值服務。self storage

●7月工業增加值大幅反彈，mini storage同比實際增長9.7%，比6月加快0 .8個百分點。此值是今年3月以來的最高，也是今年以來的次高。另外，投資已開始出現逐漸加力的趨勢。7月固定資產投資(不含農 戶 ，下 同)環 比 增 長1 .58%，創出4月以來的最高，也是自2011年下半年以來的較高位。而且，從今年4月開始，投資環比增速呈現逐漸遞增的態勢。經濟分析人士據此認為，經濟運行底部特徵顯現，在已有穩增長政策措施下，不久有望觸底self storage彈。(財新網)●去年6月，央行允許金融機構將存款利率浮動上限調整為基準利率的10%，一場攬儲大戰正在各地打響。上海、北京等多家城市部分銀行先後上調存款利率，2年期、3年期、5年期的定期存 款 利 率 都 已 上 浮 接 近10%，主要涉及廣發、平安、光大等股份制銀行。不過，中國銀行、農業銀行、工商銀行、建設銀行與交通銀行這五大銀行則按兵不動。(中國之聲《新聞晚高峰》)整理：南都記者陳淑儀實習生黃妍統籌：南都記者 楊洋迷你倉

【本報綜合訊】據《蘋果日報》報道，新蒲崗迷你倉2007年由黑石集團（Blackstone）以267億美元購並下市的連鎖酒店集團希爾頓（Hilton Worldwide），傳準備重回股市，已找上高盛等4家銀行協助處理，預計2014上半年IPO。據路透社引述消息人士指出，希爾頓已選定高盛、德意志銀行、美國銀行和摩根士丹利負責上市事宜，預計于2014上半年IPO。不過，包括希爾頓以及上述金融機構，皆謝絕評論。另據彭博社引述消息人士報導指出，在IPO準備階段，上述金融機構將為希爾頓再提供資金約130億美元。希爾頓2007年由私募基金黑石以267億美元購並下市，黑石集團創辦人兼執行官舒瓦mini storage曼在上季財報發佈時表示，希爾頓2013上半年的稅前息前折舊攤提前利益（EBITDA）達17%。另據黑石集團日前致股東信內容顯示，希爾頓2013年的EBITDA料將較2009年高出58%，顯示希爾頓的獲利能力不容小覷。Green Street Advisors酒店分析師哈特維奇指出，希爾頓重回股市對其來說是個好機會。哈特維奇說：“當前酒店客房需求強勁複蘇，加上新的供應鏈成長十分遲緩時，會讓酒店業前景一片看好。”黑石似乎有意出脫旗下酒店業務，上周還曾傳出黑石集團預備將旗下連鎖平價旅館LaQuintaInns&Suites出售或IPO，已聘僱摩根大通及摩根士丹利處理相關事宜。self storage

高買有獎！英國斯塔福德郡（Staffordshire）警方推出奇招「對付」高買（圖），自存倉不是嚴刑重罰，而是給賊人送上食物券，讓他們向慈善食物銀行換取三天份量的糧食。一名「受罰」男子向傳媒表示，因寵物狗生病而花光了援助金，沒錢吃飯，無計可施下決定在一家合作社高買，結果人贓並獲，誰知警員沒拘捕他，反而送上食物券。男子說：「有這樣善心的迷你倉新蒲崗員真好。」警方指，措施3月推出，至今只派出七張食物券，而且都是給亟需幫助的人。好像前文提及的男子，被逮住後立即交出�物和坦白招供，警員衡量後決定助他度難關。但輿論擔心這措施不只鼓勵高買，更令善長卻步，最終受害的是奉公守法的貧苦大眾。英國食物銀行表示，求助人數近年激增，去年幫助了逾34.6萬人，是前年的2.7倍。英國《星期日郵報 迷你倉出租

bjrb.bjd.com.cn/html/2013-08/12/content_98553.htm...自駕游剛剛回國，新蒲崗迷你倉違章罰單就寄到 國外罰單是怎麼追到國內的？ 本報記者 侯莎莎 實習生 夏益蔭 前腳人剛回到國內，後腳在國外自駕游時...

超過600名「老友記」透過東華三院與�豐合辦、攜手扶弱基金資助的「『�』聚耆情友伴計劃」走出社區，迷你倉新蒲崗更與義工友伴成為好朋友，參與的義工多達270人，服務時數更超過1.3萬小時。�豐與東華三院是多年的合作伙伴，合作建基於關顧弱勢社群的共同理念。2008年，兩所機構再度攜手，成就了「『�』聚耆情友伴計劃」，透過�豐義工與長者以一對一形式作配對，定期以電話慰問及親身探訪舊區的獨居長者，並安排戶外活動、節日聚餐、工作坊等，擴闊長者的社交生活，讓長者感受關懷之餘更與義工建立互愛互助的友伴關係。計劃亦為獨居長者舉辦生命教育活動，讓他們盡早作出善壽規劃並活出豐盛晚年。該項計劃除獲�豐全力支持外，亦得到更有賴其他企業伙伴贊助及協助，為參與活動的長者安排美宴及借出多架平治房車，接載迷你倉出租工及長者遊覽名勝景點等。計劃推行至今，已有超過600名長者受惠，參與的�豐義工達270人，服務時數更超過1.3萬小時。企業義工發揮專長東華三院社會服務總主任姚子樑說：「計劃有助發掘社區資本，並有利於推動更多企業義工與社區上的獨居長者建立友伴關係，加強鄰里互助精神，而�豐一直在這方面發揮所長。」�豐香港保險業務董事總經理孟學燊說：「�豐很高興與東華三院攜手合作舉辦這計劃，為長者提供支援，同時提倡積極、健康的晚年生活。�豐義工在參與這計劃」過程中更是獲益良多。」�豐義工與其長者友伴表示，�豐義工經常探訪他們，減少他們的孤獨感，亦讓他們感到人間有愛。另外，�豐義工分享感受時則表示，計劃讓他們真正了解長者的需要，而長者積極的生活態度也為他們帶來更多人生啟發。本版逢星期一刊出儲存倉

　　8月13日，mini storage七夕節來臨。支付寶與天弘基金在6月剛剛正式推出的“餘額寶”將迎來首場大考。　　所謂“餘額寶”，就是支付寶的用戶可以通過向餘額增值賬戶充值，直接在線上購買天弘基金的增利寶貨幣基金，且增值賬戶內的資金還能隨時用于網上購物、支付寶轉賬、繳費等支付。與傳統貨幣基金不同，天弘增利寶對於流動性要求很高，甚至有在節假日、網站購物大型促銷時期遭遇大額贖回的可能性。　　對於即將到來的“8·13”促銷，支付寶和天弘基金方面表示都已經準備好了預案，即便有大額贖回也並不足慮。“貨幣基金的投資管理中，贖回並不可怕，可怕的是突發的不可預期的贖回，如果提前知道了有贖回，那就會有100種方法來應對。七夕節期間的“8·13”大促銷早就是已知信息，我們會根據其活動情況來提前準備頭寸，並隨時溝通、調整，預估越臨近越接近真實情況。”天弘基金相關人士表示。　　上海某中型基金公司一貨幣基金經理表示，一旦實際贖回規模超出預判，流動性風險就會凸顯。為了確保流動性，天弘增利寶的收益率或將受到一定影響。流動性管理能力存疑　　每年七夕節，是商家必爭的銷售旺季，今年也不例外。在淘寶和天貓的網站上，各種七夕促銷的廣告格外醒目。而七夕節所帶來的交易額激增以及天弘增利寶的大量贖回風險，對誕生不久的餘額寶無疑是一大考驗。　　�所周知，貨幣資金最大的難題是流動性和收益性。增利寶貨幣基金（餘額寶資金管理方）具有客戶分散、客單量小、流量相對穩定等特點，在兼顧消費、投資雙重功能的同時，在對網上年輕一族的消費習慣與消費方式不了解的情況下，申贖資金或可能出現大進大出之勢。　　上述貨幣基金經理認為，支付寶的客戶穩定性不夠，這對貨幣基金流動性管理的壓力會比較大。　　海通證券研報也指出，“餘額寶”的流動性風險首先受制于貨幣基金的流動性狀況，短期大額贖回和貨幣基金流動性管理不當都有可能導致“餘額寶”出現流動性風險，如去年天貓“雙十一”活動單日交易額就超過200億元，大額被動贖回勢必給流動性帶來一定衝擊。　　對於“七夕”和“雙十一”，支付寶和天弘基金都做好了應對方案。“我們已經和天弘基金一起做好了預案，具體細節不便透露。”支付寶公關總監陳亮說。　　王登峰曾坦言，在投資品種上，這只基金會比傳統的貨幣基金更加保守，更注重流動性和安全性。在資產配置上會注意幾點：第一，銀行存款會配置50%到90%；第二，主要是配置高流動性、低風險的債券，如國債，央行票據或者AAA企業債；第三，滾動的資金到期，保證高流動性以對付不可預見的贖回。　　值得一提的是，“七夕”的小試牛刀或許有利於餘額寶順利通過“雙十一”的大考驗。陳亮告訴《中國經營報》記者，今年“雙十一”的確是個比較大的事件，對支付寶來說也意味著考驗。他們會在支付方面提前做好準備預案。　　天弘基金方面表示，針對“雙十一”大型促銷活動的備戰也已開始。“準備時間和內容都要比日常多很多。已經有過去的經驗可循，我們會在投資管理上提前做一些安排，做一些預估，並根據我們和阿里平台的信息交互來不斷優化調整預估數據。離大促越近，預估的越精准。”餘額寶模式難複制　　據上海某基金公司電商部門人士透露，超過20家基金公司與阿里金融聯繫，希望參照天弘模式和“餘額寶”合作。但“雙十一”之前，為了避免流動性風險，支付寶都不打算與其他基金公司合作。　　對此，陳亮表示，對與其他基金公司合作暫時沒有說法。　　看到餘額寶的成功後，各電商、第三方支付企業近日都摩拳擦掌要投身互聯網金融，試圖複制其模式。餘額寶、活期寶、現金寶、收益寶等頻出，一時間貨幣基金成為互聯網金融平台和基金公司合作的“先行者”。　　清科研究中心認為，支付寶作為國內最大的第三方支付平台，其龐大的用戶和沉澱資金規模都是中國電子商務行業發展早期的多方面因素促成，具有一定特殊性和偶然性，難以複制。如果難以複制一個支付寶出來，那麼複制出的“餘額寶”則相比其他貨幣基金或銀行理財產品的優勢就不明顯了，發展空間有限。　　可見的是，基金公司在進一步尋求與互聯網平台的合作。華夏基金近日首開微信交易渠道，通過微信平台推出“微理財”——活期通。　　而就在8月初，備受關注的國泰淘金互聯網債基拿到批文，該基金也將成為通過淘寶發售的首只債券型基金。另外，據悉，本月底或將有十余家基金公司在淘寶網上開始售賣基金。　　天弘基金相關人士此前表示，對於大型促銷，支付寶有大量的客戶數據、資金的流動規律的數據可以借鑒。“借助大數據，我們可以把握購物支付的規律，尤其是‘大促’和節前消費等影響基金流動性的因素都可以事先預估，這些條件更利於我們把握未來基金規模變化趨勢。”　　盡管天弘基金很樂觀，但事實經常比預想得殘酷。支付寶對去年“雙十一”的交易量激增預判不足self storage招致很多消費者的投訴。支付寶CTO李靜明曾在接受媒體採訪時表示：“凌晨開始瞬間進來的量太大了，第15分鐘的時候甚至進來了40萬，這嚇了我們一跳。這些瞬間的峰值導致了用戶在購物頁面和支付環節都要等待，我們為此採取了緊急限流措施，讓用戶排隊完成付款。”此外，作為合作方，盡管銀行多準備了應急預案，但仍出現了用戶付款不通暢的情況。　　這意味著，對投資者的申贖行為進行準確預判，從而保證增利寶的流動性和收益，將是天弘基金面臨的不小考驗。　　值得擔憂的是，其增利寶基金經理王登峰僅有4年證券從業經驗。“作為貨幣基金經理，如果沒有經歷過幾次比較大的事件，管理能力值得觀察。”上海某基金公司固定收益部負責人表示。　　公開資料顯示，王登峰為經濟學碩士，2009年7月至2012年5月期間曾任中信建投證券股份有限公司固定收益部高級經理；2012年5月加盟天弘基金固定收益部，曾任固定收益研究員，現任天弘現金管家貨幣型證券投資基金及天弘增利寶貨幣市場基金基金經理。收益難免下滑　　為了應對流動性考驗，餘額寶的收益率或將下行。值得注意的是，由於在錢荒時期建倉，增利寶的收益率高于同類，天弘將其視為一大賣點，吸引了不少投資者。數據顯示，最高在7月1日的七日年化收益率為6.3070%，6月26日其每萬份收益曾到達1.7198。　　知情人士透露，目前餘額寶的餘額早已大幅超過150億元。業內人士預計，“餘額寶”近期會迅猛增長，從零增長至百億、乃至千億元；但在千億級別後會面臨瓶頸，增速放緩。　　海通證券的研報認為，一旦“餘額寶”發展到一定的體量，流動性管理壓力會明顯加劇。　　報告指出，“餘額寶”內資金可隨時在天貓和淘寶上進行消費，但貨幣基金每日收盤後才能給“餘額寶”結算，這期間實際是支付寶為貨幣基金進行了信用墊付，如果貨幣基金無法按時與支付寶進行交割，支付寶則面臨頭寸風險。目前支付寶的日均交易額大約為45億元，假設平均周轉時間為5~7天，則支付寶的日均沉澱資金也僅有200~300億元，一旦“餘額寶”發展到一定的體量，支付寶自身就很難應付流動性危機的衝擊。上規模後，“餘額寶”必須保留較大規模的備付資金，但這就會對“餘額寶”的收益和流動性產生影響。　　可見的是，天弘基金方面頗為樂觀。“我們的流動性管理由三大法寶來保障：第一，作為基金經理與電商部和運營部建立溝通機制，利用首只互聯網基金的優勢，利用大數據平台及時把握申購贖回信息；第二，對於基金資產配置，不去片面追求高收益，而是把流動性放在首位；第三，對於可能出現的大規模贖回，大都是由電商平台促銷活動帶來的，我們會提前跟蹤信息，提前做好安排。萬一出現不可預見的大贖回，我們也可以通過回購、賣債或者提前支取存款等方式來滿足贖回要求。”　　上述貨幣基金經理指出，為了確保流動性，增利寶的收益率預計會慢慢走低。8月7日的數據顯示，天弘增利寶的七日年化收益率為4.5090%，每萬份收益為1.2118（比如投資者購買了20000元餘額寶，當天的實際收益就是2×1.2118=2.4236元）。和同類貨幣基金相比，收益較高。可資對比的是，同日，博時現金收益貨幣的七日年化收益率僅為4.024%，每萬份收益為0.9365。背景資料　　餘額寶是由天弘基金聯手第三方支付平台支付寶打造的一項餘額增值服務。通過餘額寶，用戶不僅能夠得到較高的收益，還能隨時消費支付和轉出。用戶在支付寶網站內就可以直接購買基金等理財產品，獲得相對較高的收益，同時餘額寶內的資金還能隨時用于網上購物、支付寶轉賬等支付功能。轉入餘額寶的資金在第二個工作日由基金公司進行份額確認，對已確認的份額會開始計算收益。餘額寶的優勢在於轉入餘額寶的資金不僅可以獲得較高的收益，還能隨時消費支付，靈活便捷。2013年6月17日，餘額寶正式上線。　　支付寶與天弘基金管理有限公司的合作模式具體為，支付寶推出餘額寶業務，用于為其客戶提供現金增值，客戶將錢轉入餘額寶，即申購了天弘增利寶基金，隨後享受貨幣基金收益。用戶選擇將資金從餘額寶轉出或使用餘額寶進行購物支付，則相當于贖回增利寶基金份額。目前，天弘基金是餘額寶服務的唯一產品提供者。　　餘額寶購買的是貨幣型基金。貨幣基金是所有基金產品中風險比較低的一類產品，一般用于投資國債、銀行存款等安全性高、收益穩定的金融工具，國內貨幣基金的年化收益率普遍在3%至4%，而活期存款的年收益只有0.35%。簡單來說，10萬元，通過活期存款一年的收益只有350元，而如果通過餘額寶一年的收益可以達到3000元至4000元左右，收益比活期高出近十倍。　　然而比起其他貨幣基金，餘額寶的劣勢在於其為了保持較強的流動性，隨著備付金需求的增多，流動性增強，其收益可能會隨之下降。迷你倉

Financial institutions await multibillion-dollar IPOs of asset managers Cinda and HuarongSome market participants are wondering if shares in Hong Kong-listed state-owned lenders will pick up now that growth in the world’s second-biggest economy looks like stabilising.自存倉Seasoned managers, including a group of powerful foreign investment banks and private equity firms, have been mulling bets on the proposed multibillion-dollar listings of two of the asset management companies that were established on the mainland to take care of state-owned lenders’ non-performing assets in 1999.Cinda and Huarong, two of the four vehicles that were formed to turn around the bad assets of the lenders, are preparing to launch their share offerings in the next six months in Hong Kong.Given its ability to fend off economic headwinds, Cinda, which held a beauty parade in Beijing for potential investors at the weekend, is looking to raise between US$2 billion and US$3 billion in the fourth quarter, which could be Hong Kong’s biggest initial public offering this year if the mega-sized Alibaba deal falls apart.Huarong, which will be choosing its pre-listing and strategic investors in the fourth quarter, would start its share sale at some point next year.Such an offering would overshadow the long-awaited listings of city and provincial-level lenders, which are suffering from unfavourable valuations and shrinking margins after the central bank signalled market-oriented reforms of the antiquated financial system.The boom迷你倉新蒲崗ng shadow banking sector on the mainland is vaguely defined and includes underground lending activity in which people lend directly to each other, partly reflecting the undeveloped nature of regular financing channels and a build-up of risk in the financial sector.The logic behind the intuition of Western financial institutions is simple. An easing of growth in China will cause asset deterioration and create business opportunities for bad loan agencies to finance or manage a growing number of troubled companies.In some cases this could include private equity having a role in helping turn around the struggling companies, which may include capital-intensive steel smelters, coal miners and railway operators, in return for lucrative annual returns of more than 30 per cent.Deal-savvy bankers and private equity titans made handsome profits from the first wave of pre-listing investments in a number of mainland financial institutions. Cases include the investment by Goldman Sachs in Industrial and Commercial Bank of China, and Carlyle’s purchase of China Pacific Insurance.Now it looks like they are keen to replicate those deals and they have locked in new targets.New mainland debt issued from 2009 to last year was about 110 per cent of gross domestic product, and total debt to GDP is now 205 per cent, according to investment bank CLSA.This sends a clear signal to investors that credit-fuelled growth has reached an inflection point where rising debt does not sustain further growth.ray.utchan@scmp.com迷你倉出租

Source: Pittsburgh Post-GazetteAug.新蒲崗迷你倉 11----Live fast, die young and leave a beautiful corpse -- attributed variously to Irene Luce in 1920, Willard Motley in his 1947 novel "Knock on Any Door," and quoted by James Dean.--Aging seems to be the only way to live a long life -- Kitty O'Neill Collins.--Old age ain't no place for sissies -- Bette DavisThe idea of living to 120 does not fill me with joy. Not that I expect to, but just thinking about it is pretty unnerving.Perhaps if I could hang in for that long in good enough shape to enjoy life -- that is, without becoming infirm, going broke or losing my marbles -- it would be one thing. Failing that, I doubt it would be worth the trouble.But what if anti-aging advances made it possible to become much older while still feeling, looking and acting young? What if doctors could keep us healthy and productive by replacing failing organs with high-tech models the way car mechanics change out broken carburetors, and rejuvenate skin and hair, and keep those muscles, nerves and brain cells in top working order?What, in other words, if we could age without actually aging? Or even reverse the aging process altogether?We're already on that path with joint replacements, botox, laser treatments, full-body lifts and in vitro fertilization allowing women in their 60s to have babies. A few decades from now, those methods could be far surpassed by breakthroughs in everything from radical diet change to bio-medical technology and pharmacology.The Pew Research Center decided to find out how Americans think and feel about the possibility of dramatically extended lifespans. Last week it released a report called "Living to 120 and Beyond," revealing a nation divided by the prospect.Some 56 percent of respondents would not personally want treatments allowing them to live significantly longer lives -- but 64 percent think other people would. About 51 percent said much longer life spans would be bad for society, available only to the wealthy while draining natural resources and burdening the economy. But 41 percent said longer lives would be a good thing.More than two-thirds said they'd like to live to somewhere between 79 and 100. The median desired life span was 90, or 11 years longer than the current average U.S. life expectancy, which is 78.7 years.Interestingly, views on super-aging didn't vary based on religious belief or practice. But they did vary with race and ethnicity -- blacks and Hispanics were more likely to see radical life extension as a good thing for society.On balance, though, Americans viewed medical advances that prolong life as generally good (63 percent) rather than as interfering with the natural cycle of life (32 percent).(See the full report and two sister studies by Pew Research Center's Religion & Public Life Project at pewresearch.ormini storage; type "living to 120" in the search box.)We've got a way to go toward radical life expansion, but there's no question we're headed there. As Pew notes, with falling birthrates and rising life expectancies, the U.S. population is rapidly aging. By 2050, the U.S. Census Bureau projects, one in five Americans will be 65 or older, and at least 400,000 will be 100 or older.Meanwhile, the safety net for the elderly remains shot through with holes. That may not be a problem for people with plenty of resources, but most Americans have enough budgetary strain as it is without adding several decades to their dance cards.Of course, if we're all healthy at 120, appropriate housing and medical care will be less problematic. More of a worry would be young people who can't find jobs because they're all occupied by 90-year-olds who are sharp and spry as ever.Then again, the fountain of youth will no doubt be reserved for those who could afford the best care anyway. So there would still be plenty of business for the folks who make adult diapers, walkers and hearing aids.It still seems like science fiction, and writers have certainly toyed with the subject, but there's always a tradeoff.In "Lost Horizon" and "Brigadoon," people stay young as long as they never cross the borders of their enchanted lands. In "The Picture of Dorian Gray," a painting of the debauched character ages while he remains youthful, until he meets a fitting end.Then there's "Cocoon," where retirees discover a fountain of youth created by an extraterrestrial and like the effects so much, they sign on for the return interplanetary trip, leaving Earth forever -- except for one couple that prefers to let earthly nature take its course. The tradeoff: never seeing their families again.There's the dystopian "In Time," set in a future where people stop aging at 25 but get only one more year of life unless they earn more. Naturally, the supply of time is controlled by evil bankers who hoard it for the super-wealthy while everyone dies an early death. As the bad guy puts it: "For a few to be immortal, many must die."I'm not sure that living so long is such a great idea, even if the negative effects of aging can be controlled or eliminated. I'm already making anachronistic cultural references that draw blank stares from young people --Ed Sullivan, Imogene Coca, the Burma Road and yes, even the Korean War (although "M--A--S--H" reruns have helped with that one). At 120, my great-great-great grandchildren would no doubt consider me completely batty.On the other hand, at 120 I probably wouldn't care.Sally Kalson is a columnist for the Post-Gazette (skalson@post-gazette.com, 412-263-1610).Copyright: ___ (c)2013 the Pittsburgh Post-Gazette Visit the Pittsburgh Post-Gazette at .post-gazette.com Distributed by MCT Information Servicesself storage