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【記者趙智偉/基隆報導】為精進便捷通關業務，儲存倉以及提升服務品質與內外兼顧的目標，基隆關持續加強通關業務與服務流程的改善，並提供了一連串的貼心優質服務，形塑親民、便民的好形象。 基隆關表示，服務商民一直是該關持續努力的目標，在各單位集思廣益下，陸續建置了許多優質的軟硬體，以服務商民，讓洽公的港航界人士，以及一般民眾感受到基隆關就是大家的「好厝邊」。 基隆關指出，該關建置的貼心優質軟硬體環境包括：一、無線上網普及化：服務中心大廳及業務一組二樓報關人員休息室及業務二組、五堵分關、桃園分關設置「iTaiwan」民眾免費無線上網服務區，今年更迷你倉最平增了六堵分關及台北港通關點，提供洽公人士便捷快速的無線網路環境。 二、媽咪哺乳溫馨化：海港大樓一樓設有隱密性佳及設備齊全的哺乳室，此一哺乳室更獲得基隆市優良補集乳室競賽活動第一名，提供商民及鄰近機關員工使用，響應母乳政策。 三、補給設施便利化：服務大廳二十四小時不打烊，設置海關補給站，提供桌椅、電腦、書報雜誌、飲水機、血壓計及廁所供洽公或路過民眾使用，適時休息及補給能量。 四、辦公設施無障礙化：辦公場所均設有盥洗室，並於服務中心入口處設置無障礙設施，包括斜坡道、電梯、愛心鈴、身心障專用盥洗室及專用車位等，並提供愛心傘供商民使用。 迷你倉

（吉隆坡21日訊）畫滿民眾祝福的“我愛蘇丹街”老牆如火如荼進行拆除工作，mini storage以在未來進行18層樓高酒店建設，讓不敵發展洪流的老牆徒留一地的石磚與老街相伴哭泣……據悉，位於積善堂遺址旁的蘇丹街戶外停車場有面“我愛蘇丹街”老牆，�上畫有民眾及老街坊們對蘇丹街的守護及展望，是遊客必拍及遊覽的地點之一，也是多項保護蘇丹街活動的聚集地。然而，在屹立蘇丹街75年的樂安酒店租戶忙著“打包”及清空單位之際，停車場地主在本月19日（星期六）下午4時許展開拆除老�工作，以建設一棟18層樓高的酒店，讓老牆成為了民眾的回憶。工程告示牌注明建酒店《大都會》社區報今早走訪蘇丹街時，發現樂安酒店旗下的廉價酒店租戶仍在進行清空工作，而人鏡慈善白話劇社旁圍著青色鋅板的停車場外所豎立的工程告示牌注明該處將興建一家設有商店、停車場的新酒店……同時，記者也發現許多民眾及遊客在途經老牆時，忍不住拿起相機或手機拍攝老牆被拆除的畫面，有者面上更流露不捨之情，多看老牆幾眼才離開，叫人不勝唏噓。部份民眾在受訪時透露，他們是在近日透過面子書流傳的短片才獲悉老牆將被拆除的消息，令他們大感驚訝及失望，惟不清楚老牆被拆的用意。他們認為，該片老牆載滿了老街的回憶及故事，見證民眾與捷運的抗爭，惟可惜的是，老街還未消失，老牆卻先被拆除。他們表示，眼看磚塊一塊塊掉下，就像看著自己的老屋被拆除般，讓他們感到於心不忍，惟就算他們有心想保存該片老牆，卻也無能為力。此外，由於該片老牆近來吸引不少遊客到訪，因此，部份受訪業者也擔心拆除該片老牆將衝擊當地的旅遊業。他們說，前來蘇丹街遊歷的遊客近來已明顯減少，讓他們擔心一旦具有意義的老牆被拆除，會影響遊客前來遊覽的興致。方貴倫：未接獲通知武吉免登國會議員方貴倫表示，他早前沒有接獲老牆將被拆除及發展的通知，惟由於有關停車場地主向來支持發展，與反對捷運工程的民眾立場不同，因此，他深信有關業主早有發展空地的意圖。他說，該片老牆與2層樓舊店鋪不屬於人鏡慈善白話劇社的一部份，疑是地主早前有意發展而買下該棟店鋪。他也對於畫滿民眾守護老街的心情及心血老牆被拆感到失望及可惜，同時，也對拆除工作會否影響人鏡感到擔憂。“我在接獲通知後，曾前往瞭解拆除情況，惟該處已圍上鋅板，無法看見裡面的情況。”樂安圍鋅板臨時取消由於捷運公司給予的期限已過，因此樂安酒店業者一大早就忙著搬走剩下的桌椅床褥等，但由於數量太多，記者在下午前往巡視時，依然看見樂安酒店內有許多桌椅未搬走。雖然，捷運公司原訂在下午4時前來為樂安酒店圍上鋅板以阻儲存外人進入，惟截至5時許仍沒見該公司員工的蹤影。同時，現場一名捷運公司保安為樂安酒店鐵閘上鎖後，指圍鋅板行動臨時取消，也沒有清楚交代何時會派員前來，僅指他在明日早上9時會前來站崗。地主悄悄拆除老牆張吉安：驚訝茫然首先發現老牆被拆，並將拆除過程上載至面子書的茨廠街社區藝術計劃副總策劃張吉安表示，他是在週六下午2時左右途經該處時，被落下的磚塊嚇到，才發現老牆將被拆除。他說，他事先並沒有接獲任何消息及通知，且在發現拆除工作後，也無法聯絡上相關單位查詢，令他感到無奈。張吉安坦言，在大家極力保護老街並與捷運抗爭之際，卻發生地主悄悄拆除老牆，展開酒店興建計劃，讓他感到無言。“從?守護茨廠’到?燈佑蘇丹街’，積善堂的原址一直是活動的主要地點，如今老牆在進行拆除工作，對整個保護工作而言是個諷刺。”“有關地主沒有對外發佈任何消息，整件事對我來說都是個問號，讓我既驚訝又茫然。”由於老牆屬人鏡慈善白話劇社（簡稱人鏡）的尾端，因此，他也對有關拆除工作是否影響人鏡感到憂慮，並希望人鏡的業主能針對事件作出表態。黃路加（20歲，學生）：面書上看到老牆被拆“我們早在面子書上看了老牆被拆除的情況，並對此非常痛心，且也不忍心再多看幾眼。我們雖不是蘇丹街一帶長大的小孩，但看著載滿故事及歷史的老牆被拆，我仍感到難以言語的驚訝及心痛。”伍錫榮（人鏡慈善白話劇社司理）：憂不法之徒尋空隙進人鏡“我也擔心老牆的拆除工程會影響人鏡慈善白話劇社的建築，且也會讓不法之徒尋得空隙進入人鏡偷竊，但詳細情況還有待我深入研究才能瞭解；若發現真的影響到人鏡，我將要求地主負責。同時，據我瞭解，有關地主也面對資金問題，相信酒店的興建工程會在捷運工程完成後才展開。”宋蕙君（19歲，學生）：老牆被拆感到遺憾“我本是為了趕在樂安酒店被捷運公司圍起前，來這裡走走，看看老建築的最後風采，但卻看到?我愛蘇丹街’老牆被拆，感到非常遺憾。大家為了守護老街，花了很多時間將壁畫畫在老牆上，但拆除老牆卻只需一刻，拆除後就甚麼也沒了，讓我感到非常無奈。”梁玉盈（25歲，茶行員工）：拆老牆衝擊蘇丹街旅遊業“我們發現前來蘇丹街觀光的遊客已明顯減少很多，如今具有特色的老牆被拆，恐將影響遊客的遊歷興致，為蘇丹街的旅遊業帶來更大衝擊。我覺得，大家忙著保護老街之際，有關地主卻展開拆除老牆工作，令人感到可惜，並希望有更多公眾站出來反映不滿，讓該業主瞭解民眾心聲。”鍾欣倪（18歲，學生）：想保護也無能為力“我們眼睜睜看著老牆被拆，就算想保護也無能為力，讓我感到非常痛心。”;迷你倉

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Hong Kong people treasure freedom of speech and press freedom for a good reason.self storage They think that it is human nature to want to speak one’s mind, and to hate to say things against one’s true beliefs. Hong Kong people also think that press freedom is essential to knowing what really goes on. In the absence of press freedom, it is possible that the media might present a biased picture of the reality, and that some officials may get away with power abuses, favoritism, and other wrongdoings. Sadly, however, some people seem to be abusing this precious freedom. It is heart-breaking to see some netizens pour abusive words on another human being who has done absolutely nothing wrong. Stephanie Liu Han, a top student from Yunnan, who graduated from the University of Hong Kong two years ago having earned a full scholarship on outstanding academic merits, and who worked in the city’s financial industry, was killed in a traffic accident. Instead of expressing sympathy as a normal human being would, some netizens made outrageous and disturbing remarks. While she was in intensive care, one netizen remarked: “Quickly take her back to Zhina (a derogative name for China). Otherwise we would be losing medical fees on her behalf.” “Having grabbed a place in the university at the expense of HK people, she now occupies a hospital bed. Soon she may be pre-empting a place in the columbarium. The Chinese really are overbearing!” “Punishment from heaven!” There is nothing we can do if people choose to say these things privately. But these words are posted on the Internet. A good question is whether abusive language that hurt people should be banned from publication: on the Internet, in newspapers, or on TV. Will this compromise press freedom? Perhaps there should be limits to freedom of speech and freedom of the press. Language that hurts other people is really not much different from physical assault that hurts other people. In both cases there is an actor, an act, and a victim. There should be no presumption that physical injury necessarily hurts more than “mental injury”. In principle, people should not be allowed to arbitrarily hurt others. But who is to determine if someone has been hurt? Unlike physical injury which can be objectively assessed, it is not easy to demonstrate that someone has迷你倉been hurt by language, and to what extent. If a government department is to take up this role, people will worry about arbitrary censorship. The alternative is to set up an independent commission or committee, one that has credibility for its professionalism and independence, and to have it determine if the bounds of reason and common sense consideration have been violated. An “Independent Commission on the Limits of Free Speech”, when given clear terms of reference and formed under due process, will pose no threat to press freedom as a means to check against power abuses from government officials or from big businesses. In order for it to function, it will have to have the power to lay charges on violators of the principles of free speech. In order to give it credibility, the appointees, which may be nominated by the government or by the civil society, should be ratified by the Legislative Council. The terms of reference should make it clear that it is not aimed at political expressions, but at malicious, discriminatory, exploitative, or hate-inducing language expressed through the mass media including the Internet. The recent rise of negative sentiments against new immigrants and tourists from the mainland is often justified on grounds that “they have not paid taxes in Hong Kong”. I would like to ask those who express such opinion if they wanted a system of discrimination based on how much tax people pay. I would like to ask those who wrote such harsh words against Liu Han if he/she wanted to see a world in which Hong Kong students were denied the opportunities to study abroad, or opportunities for scholarships. Hong Kong claims to be a global city. We need to abandon insular views and instead espouse the values of a global city. If we do well, we can set a good example for the world. The author is a director of the Center for Public Policy Studies at Lingnan University. Perhaps there should be limits to freedom of speech and freedom of the press. Language that hurts other people is really not much different from physical assault that hurts other people. In both cases there is an actor, an act, and a victim. There should be no presumption that physical injury necessarily hurts more than “mental injury”. In principle, people should not be allowed to arbitrarily hurt others.” mini storage

迷你倉 cqcbepaper.cqnews.net/cqcb/html/2013-10/22/content_1685954.htm...得益于第三季度營收和盈利雙雙超預期，上周五，在美國股市上市的穀歌，股價大漲13.80%，最終報收于1011.41美元，這是穀歌首次突破1000美元...文件倉

【蘋果基金撥款】單親之路不易走，迷你倉單親家長面對婚姻失敗、子女管教、生計等一籮筐問題，或感孤立無援。香港家庭福利會深水�（西）綜合家庭服務中心專為單親家長舉辦「單親『愛己愛人』計劃」，教導他們剪髮技巧，更為區內的長者義剪，團結單親家長發揮所長，貢獻社會。記者：王淑君負責計劃的社工陳靜欣表示，單親家長經常把注意力集中在孩子的管教上，往往忽略自身的需要。事實上，他們同時面對婚姻和生活的沉重壓力，卻一直抑壓，無從宣洩。她又指，該中心自2004年成立剪髮義工小組，多年一直為長者提供義剪。今年，該中心獲蘋果日報慈善基金撥款1.6萬元推行計劃，遂邀請導師和義工傳承剪髮技巧給單親家長，讓他們可為孩子剪髮，亦可惠及社會基層，助人自助。張女士（38歲）為單親媽媽，育有五歲長女和三歲幼子。她坦言，當初常為婚姻出現變化感到難過，「（身體）屈到有病。加上小朋友?家鍾意駁嘴，我好容易畀佢�激到喊，將情緒發洩��小朋友身上」。她承認如此有損親子關係，早前更因健康變差入院留醫。滿師後到護老院義剪後來，她經社工介紹參與活動，現時已學會簡單的剪髮技巧，「可以幫囝囝換多�髮型」。雖然照顧孩子依然辛苦，但她開始變得開朗文件倉學懂欣賞孩子的優點。「（參加活動）有�寄託，唔使成日留�屋企胡思亂想。�度仲識到朋友，一齊吐�苦水，傾�湊仔經，個人梗係開心�啦！」張女士笑說。她又指最近學會用電鑽裝修家居，而女兒知道她剛出院，即自告奮勇替她拿剛購的奶粉回家，非常乖巧。「?家學識欣賞自己同仔女，重視?家同將來」。張女士滿師後將到護老院為長者義剪，她更盼以身作則，教導孩子投入義務工作。「我好鍾意做義工，覺得自己有用，原來都有樣�幫到人。我希望我�小朋友見到我做�事，將來學有所成，都盡力服務有需要�人。」她由衷地說。「社福機構專戶」捐款編號：S0006網上捐款：charity.appledaily.com.hk/donate蘋果日報慈善基金電話：29908688傳真：37112468電郵：charity@adfund.org.hk網址：charity.appledaily.com.hk蘋果基金收捐款戶口�生銀行：368-006565-001�豐銀行：580-198836-001中國銀行：012-898-00067655渣打銀行：447-0-667059-3蘋果日報慈善基金乃根據《稅務條例》第88條獲豁免繳稅的慈善機構存倉

對剛中六畢業，self storage但未能升讀本港大學的同學，到海外升學可能是其中一個理想的升學選擇。對因事未能趕及9及10月開課的同學，則可報讀明年1月入學的課程。AAC升學顧問市場及招生經理鄧偉�(Joshua)指，隨著英鎊匯價回落，加上英國的學術氣氛濃厚，故較受家長垂青。他指出除了有意於1月入學者需要盡快申請外，計劃報考英國著名大學，於2014年畢業的DSE考生，亦需要於現階段開始報名。如同學的DSE及IELTS成績不足以入讀大一，則需報讀同樣於1月開學的大學基礎課程或文憑課程，完成課程及校內成績達標的同學，便可分別保證入讀大學的第一或第二年級。一般英國的大學，以會計、金融、商科、法律及工程等科目會較受香港學生歡迎。至於有意報讀健康學科的同學，則會選擇到澳洲升學。澳洲與英國的大學都大多數是3年制課程，而較受歡迎的學科包括牙醫、藥劑學、醫護、獸醫等科，會陸續於2及3月入學。由於澳洲歡迎外地學生前往修讀醫科等專科，且更提供於當地實習的機會，故吸引不少同學迷你倉讀。此外，因當地的旅遊業發達，酒店管理及旅遊相關的學科亦是同學其中一個熱門選擇。至於有意到美國升學的同學，以往一般會採取到社區學院修讀兩年，再考取大學學位的方法。但近年有部份大學亦提供大學基礎班或文憑班供海外的同學報讀，讓同學有更多選擇。而美國及加拿大的院校，亦多以傳理、經濟及商科課程會較受本港的同學歡迎。另外，他特別提醒有意到加拿大升學者，因申請學生簽證需時至少約七至八個星期，故需要盡快報名以趕及開學時間。他建議同學於選擇學校和科目前，除了考慮經濟負擔能力外，亦要考慮以下因素：•同學的個人學習興趣•是否有親友可協助照顧同學的生活•實習考牌及獲取專業資格的機會•本身成績是否合乎學科的入學要求•是否能適應不同國家的氣候、文化、環境為讓同學及家長可安心到海外升學，AAC除了提供一站式免費升學輔導服務外，更十分著重跟進同學於外地的生活情況，AAC會與同學及家長保持緊密聯繫，確保隨時可提供適當的協助。查詢：2777 8771網址：.aac.hkmini storage

【本報訊】由澳門文物大使協會主辦，儲存倉文化局、澳門基金會、旅遊局、民政總署、金沙中國有限公司、蔡氏教育文化基金會、信德中旅船務有限公司贊助的「第六屆澳門文物大使培訓計劃」，邀得崔世平博士主講城市規劃與文化遺產保護。崔世平博士先為學員解釋城市規劃的定義及種類，再淺入深出地向學員們講解澳門的城市發展及官方的文物保護沿革。課堂內容主要講述澳門發展、城市發展與保育、澳門城市規劃近年發展，採用本地以及海外的事例，細心分析澳門的時澳門城市發展迷你倉最平分布規律等。參與課程的李同學稱，課堂導師學識淵博，講解清晰，表現方式亦風趣幽默。導師採用提題的方法吸引學生作答以及引起對課堂內容的興趣，讓自己對於城市規劃和文物保護有一定的認識，相信今日以後會更加留意城市規劃以及文物保護的重要。澳門文物大使協會代理事長廖嘉豪表示，是次培訓計劃的安排，除了一般性地培訓學員掌握澳門城市規劃發展知識外，亦針對性地提升學員的澳門本地文物保護的認知。使學員更深入了解面對城市發展的同時亦考慮文物保護的重要性。迷你倉

鋼結構及預製件供應商中國賽特（153）今日開始招股，迷你倉公司主席蔣建強預計，今年鋼結構產能將增逾13萬噸，預製構件產能將增逾45萬平方米。賽特計畫將鋼結構業務延伸至長江三角洲以外的地區的二三�城市。賽特招股價介乎1.03元至1.25元，每手2000股，入場費2525.2元，預計集資5億元。　　賽特2011年負債比率高達96.8%，去年還清銀行貸款後，負債比率一直維持在2.7%至2.8%。首席財務官王國權指出，以目前營運情況，尚無融資必要，日後亦會將負債比率控制在40%以下。賽特預測，今年年底公司盈利將達到2.66億元人民幣，上升約30%，增幅放緩，但王國權強調，盈利數字僅是保守估計，該公司盈利仍將穩定增長。　　另外，昨日截止招股的中國匯融（1290），市傳公開發售部分獲243倍超購，國際配售部分獲逾15倍超購。市場消息指出，同日結束招股的內地男裝服卡賓（2030）公開招股錄得11倍，超購凍結資金約self storage.9億元；卡賓招股價介乎2.25元至2.8元，本周五定價，下周一掛牌，保薦人為美林遠東及建銀國際。毅德景瑞反應淡　　從事商貿物流中心的毅德控股（1396）踏入招股第二日，共獲6800萬元孖展，僅為集資額1.88億元的36%。首日招股的內地房企景瑞控股（1862），孖展認購亦較為平淡，僅獲證券行借出790萬元，遠遠未足其1.72億元的集資額，惟另有消息稱其國際配售部分獲機構投資者踴躍入飛。徽商銀行集資116億　　徽商銀行與博雅互動昨日進行預路演，外電報道指，根據銷售文件，徽商銀行集資額最高或達15億美元（約116億港元），提升核心資本比率。徽商銀行發行25億股，佔經擴大股本的23%。中國社保基金將出售持有的徽商股份，套現至少10億美元（約77.5億港元）。　　內地網遊公司博雅互動，市傳估值約為27.7億元至38.8億元人民幣，預測2014年市盈率約為10至14倍，與早前上市的雲遊控股（484）相若。迷利倉

Source: Montgomery Advertiser, Ala.迷你倉Oct. 20--At least three people in Elmore and Montgomery counties have been prosecuted in the past five years for taking between $20,000 and $116,000 from nursing home residents' financial accounts, part of some 1,500 cases nationwide.A USA Today investigation found that since 2010, thousands of nursing homes nationwide had been cited for mishandling residents' funds. The facilities manage the funds for residents who request the service; the funds operate something like a bank account.Dr. William Geary, the director of the Bureau of Health Provider Standards for the Alabama Department of Public Health, said last week investigations are usually handled by the Alabama Attorney General Office's Medicaid Fraud Unit. Nursing homes, he said, have a powerful inventive to ensure that funds are managed properly.Finding evidence of criminal activity could mean a home being "excluded from Medicare, which is death to a facility," Geary said. "You can't function as a facility in America today if you are excluded from the Medicare program."The overall extent of the issue is unknown, but Geary said nursing homes must do cost reports every year, and are subject to random audits from Medicaid."They're accustomed to Medicaid people coming in and doing a week-long audit of their books," he said. "It's hard for them to hide gross thefts of their residents' money."The three cases prosecuted by Alabama Attorney General's office since 2007 include:?? Joseph Feagin Jr., 35, who was accused of misappropriating $115,734.61 from trust funds at Wetumpka Health and Rehabilitation Center. According to the Attorney General's office, Feagin routed money from accounts with credit balances to himself, his boyfriend and 31 acquaintances. Feagin pleaded guilty in 2010 to theft of property and was sentenced to three years in prison and ordered to repay the funds he stole.?? Anne Marie Jones, 41, who was accused in 2007 of drawing checks from a trust fund in South Haven Heath and Rehabilitation in Montgomery. The Attorney General's office says Jones, an accounts-payable clerk, wrote 314 checks totaling nearly $91,000 that she either cashed or deposited into her account. Jones later pleaded guilty to a charge of theft of property in 2008 and was sentenced to three years in prison and five years probation. According to court records, Jones was placed on supervised probation release in 2010.?? Marsha Kim Knighten, 42, who worked as a business office manager at South Haven. Knighten was accused of f文件倉rging the signature of another employee on checks drawn from the trust fund, and then depositing the checks into her personal account. Knighten was accused of taking $20,174.56. She pleaded guilty to theft of property and forgery charges in 2010; she was sentenced to three years in prison.The Legislature last spring passed a law sponsored by Sen. Cam Ward, R-Alabaster, that makes it a crime punishable by up to 20 years in prison to take more than $2,500 from an elderly person. Stealing between $500 and $2,500 could lead to a sentence of up to 10 years in prison, while stealing less than $500 could lead to a year in jail.Annalise Impink, a spokeswoman for Atlanta-based Sava Senior Care, which runs South Haven Health and Rehabilitation, said last week she was unable to immediately comment on Jones' case, saying the records there had been moved offsite. On the Knighten case, Impink said the company learned of the situation after a "family concern regarding a refund after a resident's death." The company said it notified the Attorney General's office immediately and cooperated with it throughout the investigation.The Knighten case impacted 20 residents, Impink said, but South Haven reimbursed any losses they sustained."We took a number of steps to assure that the theft did not recur, including centralizing management of resident trust fund reconciliations, centralizing the issuance of resident trust fund bank statements to assure that they are accurate, auditing the trust funds on a routine basis, requiring approval for all checks written over $500, and requiring monthly training for all employees regarding management of the resident trust funds," Impink said in an email.The company did not pay any fines related to Knighten's case, Impink said.The Wetumpka Health and Rehabilitation Center referred questions to its parent company, NHS Management, located in Birmingham. Brandon Farmer, a spokesman for NHS Management, said Feagin's case was uncovered by internal audits; NHS restored money lost to residents."We found our internal mechanisms and corporate controls were effective in this matter," he said.The Attorney General's office said in a statement it averages between two and four complaints each year, with referrals coming from the Alabama Department of Public Health's licensure and certification division.Copyright: ___ (c)2013 Montgomery Advertiser (Montgomery, Ala.) Visit the Montgomery Advertiser (Montgomery, Ala.) at .montgomeryadvertiser.com Distributed by MCT Information Services存倉

萬家貨幣基金經理 唐俊傑一般常理認為，自存倉國慶長假過後，季末時點效應結束，貨幣基金、短期理財基金這類現金管理產品的收益率往往會下滑。但最近兩周貨幣基金收益普遍高企，少數品種7日年化收益率甚至達到過6%-7%，我們認為10月全月都是投資貨幣基金和短期理財基金的好時點，主要是因為當前貨幣市場整體價格依然維持在高位，可獲得的shibor利率水平較高。Shibor利率指上海銀行間同業拆放利率，是銀行間的批發價格利率，一般投資者無法獲得。從6個月shibor對存款利率的比較看，2010年的3季度開始至今，6個月shibor的平均價格就遠遠超過一年定存利率。從專業角度篩選貨幣基金，即可看其對6個月shibor迷你倉率的跟隨程度。萬家貨幣基金的歷史收益率表現就緊密追逐6個月shibor，即使是在市場收益率較低的2009年和2010年，萬家貨幣也獲取了比市場利率更高的收益率。 2011年之後，多數貨幣基金未能追上6個月shibor的絕對價值，但萬家貨幣仍能獲得與6月shibor相近的收益率。觀察當前的時點，半年期AA+的中期票據（兼具流動性和收益性的品種）收益率大約位於5.3%附近，這幾乎是歷史次高的水平附近。貨幣基金在10月剩餘時間維持較高收益率水平的概率較大，非常適合投資者進行閑置資金理財，而如果資金面的緊平衡延續至11月以後，則貨幣基金這種趨勢可能維持得更長久。（下期標題：《控制倉位抓主線布局明年股市》）mini storage

友達董事長李焜耀、新纖董事長吳東昇等企業界連2天批評央行匯率政策太保守，迷你倉對此，央行官員指出，根據國際清算銀行（BIS）最新統計，9月新台幣實質有效匯率指數 （REER）為103.27，比8月的101.38高，但韓元更高，達105.92，代表台灣的出口價格競爭力仍高於韓國，並且已連續 3個月優於韓國。央行官員表示，新台幣維持動態穩定，近年新台幣實質有效匯率多維持36個月移動平均數上下5％的範圍。央行官員說，出口競爭力宜由提高生產力著手，單靠匯率無法持久，況且匯率貶值效果會被物價上漲抵儲存，長期而言非但不能提升出口競爭力，社會大眾反會承受高物價的痛苦。央行官員舉例，新台幣匯率如對美元貶值1％，出口業者所得美元換算新台幣收益雖增加1％，但中油購油和1500萬機車族每次加油就得增加1％油錢。匯率是雙面刃，貶值有利於出口商，不利進口商；升值有利於進口商，不利出口商。央行官員表示，央行一向關注業界經營狀況，每季都會派員訪談企業，實地了解企業經營和未來展望，但匯率是一個價格，央行匯率政策是以總體經濟為考量，不可能同時升值又貶值，希望各界也能了解央行政策的侷限性，無法迎合所有需求。mini storage